7960 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7960 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 5,548 sqft · built 1976
Lot Size	2 acres (87,468 sqft)
Owner	Individual Name on Record
Tax Bill	$16,441 (2025)
Deeds & Mortgages	Aug 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`529-0120-0062-00`

Property Details

APN / Parcel Number

Primary APN	`529-0120-0062-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,548 sqft Living Area
Gross Area	6,659 sqft
1st Floor Area	2,499 sqft
2nd Floor Area	1,777 sqft
Basement Area	1,675 sqft
Finished Basement	1,272 sqft
Unfinished Basement	403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	87,468 sqft (2 acres)
Lot Dimensions	450 ft deep x 204 ft wide
Garage Type	Attached
Garage Area	708 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	336 sqft
Patio Area	962 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7960 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 204.75 X 450 IRR LOT 9 HOWARD GRAVES FARM SUB
Legal Subdivision	HOWARD GRAVES FARM SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7960 GRAVES RD, CINCINNATI, OH 45243-3627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Undivided Interest

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1997
Deed Sale	Jul 1, 1997
Prior Sale	Jul 1, 1997 · Amount on Record
Deed Document Number	199797228
Deed Book / Page	7386 / 1900
Last Transfer Date	Sep 29, 2014
Transfer Doc	0000000340
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7960 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7960 GRAVES RD, CINCINNATI, OH 45243-3627

Mortgage

Document Number	0000056993
Date	Aug 15, 2024
Book Page	15230/674
Instrument	2024-0056993

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 3, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,441.00 (+2.39%) Homeowner's exemption	$460,250 (-) Land $227,864 Building $232,386	$1,315,000 (-) Land $651,040 Building $663,960
2024	$16,058.00 (-12.22%) Homeowner's exemption	$460,250 (-11.67%) Land $227,864 Building $232,386
2023	$18,293.00 (+21.4%) Homeowner's exemption	$521,052 (+46.51%) Land $227,864 Building $293,188	$1,315,000 (+29.41%) Land $651,040 Building $663,960
2022	$15,068.00 Homeowner's exemption	$355,642 Land $164,766 Building $190,876
2020			$1,016,120 Land $470,760 Building $545,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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