7929 Windersgate Cir, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7929 Windersgate Cir, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,838 sqft · built 1994
Lot Size	1.01 acres (44,287 sqft)
Owner	Individual Name on Record
Last Sale	$404,320 (May 2026)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-5-21-10-0-00053-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-5-21-10-0-00053-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,838 sqft Adjusted Area
1st Floor Area	2,535 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	44,287 sqft (1.01 acres)
Lot Dimensions	233 ft deep x 201 ft wide
Patio Area	468 sqft

Location & Zoning

Street Address	7929 WINDERSGATE CIR
City	OLIVE BRANCH
State	MS
Zip	38654-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GERMANWOOD PLANTATION S-D SEC D LOT 53
Legal Range	006
Legal Township	01S
Legal Section	21
Legal Subdivision	GERMANWOOD PLANTATION S-D
Legal Lot Number	53
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	70811

Owner

Source: DeSoto County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage · Commercial Mortgage PENNYMAC LOAN SERVICES LLC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
Nov 19, 2012	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM MORTGAGE INC
Jul 13, 2009	Deed of Trust, Mortgage WELLS FARGO BANK NA
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Nov 21, 2018 · Amount on Record
Deed Document Number	2026
Deed Book / Page	1026 / 9083
Prior Transfer Date	Nov 26, 2012
Prior Transfer Doc	000696/436
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00004608/1
Date	Sep 19, 2018
Book Page	4608/1
Instrument	T04608-00001

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004840/105
Date	Nov 21, 2019
Book Page	4840/105

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	NATIONS FIRST TITLE AGENCY, NATIONS DIRECT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003538/698
Date	Nov 19, 2012
Book Page	3538/698

Lender

Name	PLATINUM MORTGAGE INC
Type	Mortgage Company
Address	ORMOND BEACH, FL 32176

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2042

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003056/269
Date	Jul 13, 2009
Book Page	3056/269

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2039

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	May 28, 2026
Property Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Document Number	01026/9083
Book / Page	1026 / 9083
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244

Mortgage

Document Number	5663058127,
Date	May 28, 2026
Book Page	5663/58127

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 21, 2018
Property Address	7929 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Document Number	000873/623
Book / Page	0873 / 623
Map Reference	MB 46 PG 10
Instrument Date	Nov 15, 2018
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 STONEWOOD CT, 14, CROSSVILLE, TN 38558-6560

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7929 WINDCRSGATE CIR, OLIVE BRANCH, MS 38654-1244

Mortgage

Document Number	0004639506
Date	Nov 21, 2018
Instrument	4639/506

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (-15.18%)	$21,022 (-) Land $3,000 Building $18,022	$210,217 (-) Land $30,000 Building $180,217
2023	$1,845.00	$21,022	$210,217 Land $30,000 Building $180,217

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed.

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