7955 Windersgate Cir, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7955 Windersgate Cir, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,164 sqft · built 1997
Lot Size	0.997 acres (43,459 sqft)
Owner	Individual Name on File
Tax Bill	$4,062 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Feb 2019 Re-recorded Document + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-5-21-10-0-00070-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-5-21-10-0-00070-00`

Interior

Bedrooms	3 Beds
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,164 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	43,459 sqft (0.997 acres)
Lot Dimensions	235 ft deep x 190 ft wide
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Patio Area	288 sqft
Shed	1 Shed
Shed Area	300 sqft
Utility Building	216 sqft

Location & Zoning

Street Address	7955 WINDERSGATE CIR
City	OLIVE BRANCH
State	MS
Zip	38654-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GERMANWOOD PLANTATION S-D SEC D LOT 70
Legal Range	06
Legal Township	01
Legal Section	21
Legal Subdivision	GERMANWOOD PLANTATION S-D
Legal Lot Number	70
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	70811

Owner

7955 Windersgate Cir is owned and occupied by an individual who acquired it in November 2018.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Feb 27, 2019	Re-recorded Document TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO
Nov 26, 2018	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Feb 7, 2019	Re-recorded Document TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018
Deed Sale	Nov 26, 2018
Prior Sale	Jul 3, 2012
Deed Document Number	0000874003
Deed Book / Page	0874 / 003
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004675/191
Date	Feb 7, 2019
Book Page	4675/191

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2048

February 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DESOTO MS
Recording Date	Feb 27, 2019
Property Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Document Number	000881/231
Book / Page	0881 / 231
Map Reference	MB 46 PG 10
Instrument Date	Nov 6, 2018
Record Updated	Nov 30, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 N 1330 W, 120, SALT LAKE CITY, UT 84116-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 26, 2018
Property Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Document Number	000874/003
Book / Page	0874 / 003
Map Reference	MB 46 PG 10
Instrument Date	Nov 5, 2018
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 N 1330 W, 120, SALT LAKE CITY, UT 84116-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244

Mortgage

Document Number	0004641041
Date	Nov 26, 2018
Instrument	4641/041

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

February 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DESOTO MS
Recording Date	Feb 7, 2019
Property Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244
Document Number	000879/672
Book / Page	0879 / 672
Map Reference	MB 46 PG 10
Instrument Date	Nov 5, 2018
Record Updated	Aug 16, 2023
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7955 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1244

Tax Assessment & Valuation

The 2025 property tax bill for 7955 Windersgate Cir was $4,062.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,062.00	$35,088 Land $3,000 Building $32,088	$350,875 Land $30,000 Building $320,875
2023	$3,463.00 (+11.06%)	$25,379 (+11.06%)	$253,789 (+11.06%) Land $30,000 Building $223,789
2022	$3,118.00	$22,851 Land $3,000 Building $19,851	$228,514 Land $30,000 Building $198,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7955 Windersgate Cir in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7955 Windersgate Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed.

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