7944 Windersgate Cir, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7944 Windersgate Cir, Olive Branch, MS 38654

Property Summary

Property TypeSingle Family Home
Details3 bd · 3,371 sqft · built 1995
Lot Size0.997 acres (43,421 sqft)
OwnerIndividual Name on File
Last Sale$219,700 (Sep 2010)
Tax Bill$3,512 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN1-06-5-21-10-0-00078-00

Property Details

APN / Parcel Number

Primary APN1-06-5-21-10-0-00078-00

Interior

Bedrooms3 Beds
Total Rooms9 Rooms
Stories1 Story
Building Area3,371 sqft Adjusted Area
1st Floor Area2,611 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area43,421 sqft (0.997 acres)
Lot Dimensions235 ft deep x 176 ft wide
Patio Area462 sqft

Location & Zoning

Street Address7944 WINDERSGATE CIR
CityOLIVE BRANCH
StateMS
Zip38654-1243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionGERMANWOOD PLANTATION S-D SEC D LOT 78
Legal Range006
Legal Township01S
Legal Section21
Legal SubdivisionGERMANWOOD PLANTATION S-D
Legal Lot Number78
JurisdictionDESOTO MS
Township / Civil Division1
Census Block Group1
Census Block1012
Census Tract70811

Owner

Source: DeSoto County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7944 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1243
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2010 · Amount on File
Deed SaleSep 21, 2010 · Amount on File
Deed Book / Page643 / 104
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address7944 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1243
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address7944 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1243

Mortgage

Document Number5662/120120
DateNov 18, 2025
Book Page5662/120120
Lender
NameCADENCE BANK NA
TypeBank
AddressOLIVE BRANCH, MS 38654
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueNov 26, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityOlive Branch City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,512.00 (+19.9%)$32,928 (+39.15%) Land $3,000 Building $29,928$329,283 (+39.16%) Land $30,000 Building $299,283
2023$2,929.00$23,663$236,625 Land $30,000 Building $206,625

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2008–2023)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Northcentral Connect
Fiber
1,000 / 1,000

May also be available: Brightspeed.

Nearby Properties on Windersgate Cir

Nearby Streets

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