7871 Windersgate Cir, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7871 Windersgate Cir, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,018 sqft · built 1995
Lot Size	1.01 acres (44,287 sqft)
Owner	Individual Name on Record
Last Sale	$195,100 (Jan 2021)
Tax Bill	$4,433 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-06-5-21-10-0-00072-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-5-21-10-0-00072-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,018 sqft Adjusted Area
1st Floor Area	3,510 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	44,287 sqft (1.01 acres)
Lot Dimensions	235 ft deep x 190 ft wide
Garage Area	1,182 sqft
Parking Spaces	4 Parking Spaces
Patio Area	528 sqft

Location & Zoning

Street Address	7871 WINDERSGATE CIR
City	OLIVE BRANCH
State	MS
Zip	38654-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GERMANWOOD PLANTATION S-D SEC D LOT 72
Legal Range	006
Legal Township	01S
Legal Section	21
Legal Subdivision	GERMANWOOD PLANTATION S-D
Legal Lot Number	72
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	70811

Owner

Source: DeSoto County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7871 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Line of Credit FAA FCU
Jan 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Deed Book / Page	945 / 391
Prior Transfer Date	Jun 15, 2020
Prior Transfer Doc	000945/391
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7871 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7871 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246

Mortgage

Document Number	005220/252
Date	Apr 23, 2021
Book Page	5220/252

Lender

Name	FAA FCU
Type	Credit Union
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 22, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESOTO MS
Recording Date	Jan 19, 2021
Property Address	7871 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Document Number	000945/391
Book / Page	945 / 391
Map Reference	MB 46 PG 10
Instrument Date	Jun 15, 2020
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9400 GOODMAN RD APT 2905, 9400, OLIVE BRANCH, MS 38654-1769

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7871 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246

Mortgage

Document Number	0005138292
Date	Jan 19, 2021
Instrument	5138/292

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,433.00 (+19.97%)	$40,880 (+39.63%) Land $3,000 Building $37,880	$408,798 (+39.62%) Land $30,000 Building $378,798
2023	$3,695.00	$29,278	$292,784 Land $30,000 Building $262,784

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed.

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