7887 Windersgate Cir, Olive Branch, MS 38654 Property Records

DeSoto County property record for 7887 Windersgate Cir, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,205 sqft · built 2006
Lot Size	1.02 acres (44,565 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (May 2018)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-5-21-10-0-00054-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-5-21-10-0-00054-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,205 sqft Adjusted Area
1st Floor Area	3,104 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	44,565 sqft (1.02 acres)
Lot Dimensions	233 ft deep x 186 ft wide

Location & Zoning

Street Address	7887 WINDERSGATE CIR
City	OLIVE BRANCH
State	MS
Zip	38654-1246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GERMANWOOD PLANTATION S-D SEC D LOT 54
Legal Range	006
Legal Township	01S
Legal Section	21
Legal Subdivision	GERMANWOOD PLANTATION S-D
Legal Lot Number	54
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	70811

Owner

Source: DeSoto County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7887 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK AND TRUST COMPANY
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
May 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FEDERAL BANK
May 15, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2018 · Amount on Record
Deed Sale	May 15, 2018 · Amount on Record
Prior Sale	May 10, 2010 · Amount on Record
Deed Document Number	2018W00856-00065
Deed Book / Page	856 / 65
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Apr 27, 2026
Property Address	7887 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Document Number	5663044368
Book / Page	5663 / 44368
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7887 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Investor	Possibly a Property Investor

Mortgage

Document Number	5663044368,
Date	Apr 27, 2026
Book Page	5663/44368

Lender

Name	COMMERCIAL BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.11%
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7887 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004826/739
Date	Oct 31, 2019
Book Page	4826/739

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	7887 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004541/122
Date	May 15, 2018
Book Page	4541/122
Instrument	T04541-00122

Lender

Name	FINANCIAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DESOTO MS
Recording Date	May 15, 2018
Property Address	7887 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Document Number	000856/065
Book / Page	0856 / 065
Map Reference	PB 46 PG 10
Instrument Date	May 11, 2018
Instrument	W00856-00065
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7887 WINDERSGATE CIR, 7887, OLIVE BRANCH, MS 38654-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7887 WINDERSGATE CIR, OLIVE BRANCH, MS 38654-1246
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (-15.14%)	$27,252 (-) Land $3,000 Building $24,252	$272,517 (-) Land $30,000 Building $242,517
2023	$2,695.00	$27,252	$272,517 Land $30,000 Building $242,517

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000

May also be available: Brightspeed.

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