7911 Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 7911 Fingerboard Rd, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,498 sqft · built 1996
Lot Size2.3 acres (100,188 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Sep 2020)
Tax Bill$6,457 (2025)
Deeds & MortgagesNov 2020 Transfer
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-212577

Property Details

APN / Parcel Number

Primary APN07-212577
Alternative APNs
  • 7212577
  • 212577

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,498 sqft Living Area
Gross Area3,370 sqft
1st Floor Area1,874 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area100,188 sqft
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area138 sqft
Deck Area384 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number212577
Street Address7911 FINGERBOARD RD
CityFREDERICK
StateMD
Zip21704-7628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 2 SECT 1 2.3056 A HOTTINGER SUB
Legal SubdivisionHOTTINGER SUB
Legal Lot Number2
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1011
Census Tract752201

Owner

7911 Fingerboard Rd is owned and occupied by two individuals who acquired it in October 2020.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7911 FINGERBOARD RD, FREDERICK, MD 21704-7628
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 5, 2020Quit Claim Deed, Transfer
RGS TITLE
Sep 8, 2020Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2020 · Amount on File
Deed SaleSep 8, 2020 · Amount on File
Prior SaleOct 24, 2008 · Amount on File
Deed Book / Page14047 / 329
Last Transfer DateOct 14, 2020
Transfer Doc0142370267
Record UpdatedOct 29, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateNov 5, 2020
Property Address7911 FINGERBOARD RD, FREDERICK, MD 21704-7628
Document Number0142370261
Book / Page014237 / 000261
Instrument DateOct 14, 2020
Transaction TypeTransfer
Record UpdatedNov 16, 2020
Title CompanyRGS TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7911 FINGERBOARD RD FREDERICK MD 217047628, FREDERICK, MD 21704-7628

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 8, 2020
Property Address7911 FINGERBOARD RD, FREDERICK, MD 21704-7628
Document Number0140470329
Book / Page14047 / 329
Map ReferenceMB 10 PL 84
Instrument DateAug 19, 2020
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyRGS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1826 FREE TER, 1826, FREDERICK, MD 21702-5900

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address7911 FINGERBOARD RD, FREDERICK, MD 21704-7628

Mortgage

Document Number14047336
DateSep 8, 2020
Instrument14047/336
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7911 Fingerboard Rd was $6,457, up 11.8% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$567,667 (+9.94%)$619,000 (-) Land $183,200 Building $435,800
2025$6,457.00 (+11.75%)$516,333$619,000 Land $183,200 Building $435,800
2024$5,778.00 (+10.46%)
2023$5,231.00$433,733$465,000 Land $142,700 Building $322,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7911 Fingerboard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7911 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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