7905 Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 7905 Fingerboard Rd, Frederick, MD 21704

Property Summary

Property Type	Rural Home
Details	3 ba · 2,016 sqft · built 2001
Lot Size	7.48 acres (325,829 sqft)
Owner	Individual Name on File
Last Sale	$396,000 (Feb 2015)
Tax Bill	$4,687 (2023)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-192185`

Property Details

APN / Parcel Number

Primary APN	`07-192185`
Alternative APNs	`7192185` `192185`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,016 sqft Total Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	325,829 sqft (7.48 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	612 sqft
Porch	Open Porch
Porch Area	176 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	192185
Old Parcel Number	7192185
Street Address	7905 FINGERBOARD RD
City	FREDERICK
State	MD
Zip	21704-7628
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	7.487 ACRES W/S FINGERBOARD RD.
Legal Subdivision	ROSENCRANTZ ADD/ROSENCRANTZ
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1011
Census Tract	752201

Owner

7905 Fingerboard Rd, a rural home, is owned and occupied by an individual who bought it in February 2015.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7905 FINGERBOARD RD, FREDERICK, MD 21704-7628
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2015 · Amount on File
Deed Sale	Feb 3, 2015 · Amount on File
Prior Sale	Mar 18, 2014 · Amount on File
Deed Document Number	0000103781
Deed Book / Page	10378 / 1
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7905 FINGERBOARD RD, FREDERICK, MD 21704-7628
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154550052
Date	Nov 1, 2021
Book Page	15455/52

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,687.00	$389,967	$417,900 Land $139,200 Building $278,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7905 Fingerboard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7905 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20