7909 Fingerboard Rd, Frederick, MD 21704 Property Records

Frederick County property record for 7909 Fingerboard Rd, Frederick, MD 21704 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,456 sqft · built 1976
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,456 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-192444`

Property Details

APN / Parcel Number

Primary APN	`07-192444`
Alternative APNs	`7192444` `192444`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	50,530 sqft
Garage Type	Carport
Garage Area	728 sqft
Carport	Carport
Carport Area	728 sqft
Parking Spaces	3 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	192444
Street Address	7909 FINGERBOARD RD
City	FREDERICK
State	MD
Zip	21704-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.165 AC S/S FINGERBOARD RD SOUTH COVELL ESTATES
Legal Subdivision	SOUTH COVELL ESTATES
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1011
Census Tract	752201

Owner

Source: Frederick County records · APN 07-192444

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7909 FINGERBOARD RD, FREDERICK, MD 21704-7628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,800 (+27.62%)	$355,000 (+28.44%) Land $177,000 Building $178,000
2025	$3,456.00 (+14.89%)
2023	$3,008.00 Homeowner's exemption	$257,633	$276,400 Land $136,900 Building $139,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.