Frederick County property record for 7913 Fingerboard Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,904 sqft · built 1900 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $339,900 (Jun 2015) |
| Tax Bill | $5,351 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-193793 |
| Primary APN | 07-193793 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Sawtooth |
| Roof Material | Metal |
| Lot Area | 72,310 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 1,800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 193793 |
|---|---|
| Street Address | 7913 FINGERBOARD RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 3 SECT 2-1.66 AC S/S FINGERBOARD RD NR PARKS MILL RD |
| Legal Subdivision | SOUTH COVELL ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 752201 |
7913 Fingerboard Rd is owned and occupied by two individuals who bought it in June 2015.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7913 FINGERBOARD RD, FREDERICK, MD 21704-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2015 · Amount on File |
| Deed Sale | Jun 1, 2015 · Amount on File |
| Prior Sale | Sep 19, 2014 · Amount on File |
| Deed Book / Page | 10557 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7913 FINGERBOARD RD, FREDERICK, MD 21704-7628 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7913 FINGERBOARD RD, FREDERICK, MD 21704-7628 |
| Document Number | 0147720479 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 14772/479 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 7913 Fingerboard Rd was $5,351.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,967 | $498,100 Land $180,200 Building $317,900 | |
| 2025 | $5,351.00 | ||
| 2023 | $4,401.00 | $362,900 | $389,700 Land $139,900 Building $249,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7913 Fingerboard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7913 Fingerboard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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