Frederick County property record for 7864 Fingerboard Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,109 sqft · built 1966 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $343,000 (Nov 2015) |
| Tax Bill | $9,501 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-202318 |
| Primary APN | 07-202318 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,109 sqft Living Area |
| Gross Area | 4,838 sqft |
| 1st Floor Area | 2,648 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Garage Area | 729 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 512 sqft |
| Deck Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 202318 |
|---|---|
| Street Address | 7864 FINGERBOARD RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 AC N/S RT. 80 E/BAKER VALLEY RD |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 752201 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7864 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Jan 31, 2017 | Grant Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2015 · Amount on Record |
| Deed Sale | Nov 10, 2015 · Amount on Record |
| Prior Sale | Aug 25, 2005 · Amount on Record |
| Deed Book / Page | 10849 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7864 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0123290142 |
|---|---|
| Date | Mar 26, 2018 |
| Book Page | 12329/0142 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 31, 2017 |
| Property Address | 7864 FINGERBOARD RD, FREDERICK, MD 21704-7631 |
| Document Number | 0116420172 |
| Book / Page | 01164 / 000172 |
| Instrument Date | Jan 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | CERTIFIED TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $608.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7864 FINGERBOARD RD FREDERICK MD 217047631, FREDERICK, MD 21704-7631 |
| Document Number | 116420179 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 011642/000179 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $923,500 (+26.25%) | $992,200 (+26.22%) Land $220,000 Building $772,200 | |
| 2025 | $9,501.00 (+15.32%) | ||
| 2023 | $8,239.00 Homeowner's exemption | $731,500 | $786,100 Land $170,000 Building $616,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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