791 Montclair Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 791 Montclair Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,103 sqft · built 1979
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Dec 2021)
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Dec 2021 Sale Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-75-4-2`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-75-4-2`
Alternative APNs	`28-37-28-75-00004.0-0002.00` `2837221`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,103 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	2,103 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	529 sqft
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2837221
Street Address	791 MONTCLAIR RD NE
City	PALM BAY
State	FL
Zip	32905-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 1 LOT 2 BLK 4
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 1
Legal Block	4
Legal Lot Number	2
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2013
Census Tract	65130

Owner

791 Montclair Rd NE is owned and occupied by an individual who bought it in December 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	791 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer STATE TITLE PARTNERS LLP
Aug 26, 2021	Deed of Trust, Mortgage · Line of Credit SPACE COAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on File
Deed Sale	Dec 21, 2021 · Amount on File
Prior Sale	Aug 18, 2005 · Amount on File
Deed Document Number	2021331875
Deed Book / Page	9364 / 1068
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 21, 2021
Property Address	791 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Document Number	0093641068
Book / Page	9364 / 1068
Map Reference	MB 19 PG 50-52
Instrument Date	Dec 20, 2021
Instrument	2021331875
Transaction Type	Transfer
Record Updated	Jan 16, 2023
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3897 TALAH DR, PALM HARBOR, FL 34684-2458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 MONTCLAIR RD NE, PALM BAY, FL 32905-5010

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	791 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	791 MONTCLAIR RD NE, PALM BAY, FL 32905-5010

Mortgage

Document Number	0092371094
Date	Aug 26, 2021
Book Page	9237/1094
Instrument	2021223057

Lender

Name	SPACE COAST CU
Type	Credit Union
Address	MELBOURNE, FL 32940

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	169 Months
Due	Sep 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 791 Montclair Rd NE was $4,359 with exemptions applied.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,090 (-2.61%)	$278,090 (-6.05%)
2025	$4,359.00 Homeowner's exemption Senior Citizen's exemption	$285,550	$296,000 Land $65,000 Building $231,000
2023	$4,155.00 (+3.62%) Homeowner's exemption Senior Citizen's exemption	$269,430 (+3%)	$274,580 (+4.97%) Land $55,000 Building $219,580
2022	$4,010.00 Homeowner's exemption Senior Citizen's exemption	$261,590 Land $50,000 Building $211,590	$261,590 Land $50,000 Building $211,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 791 Montclair Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 791 Montclair Rd NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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