790 Montclair Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 790 Montclair Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,106 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$263,000 (Oct 2020)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Jan 2022 Transfer Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-75-5-1`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-75-5-1`
Alternative APNs	`28-37-28-75-00005.0-0001.00` `2837236`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,106 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	2,106 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	638 sqft
Porch	Florida Room
Porch Area	360 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2837236
Street Address	790 MONTCLAIR RD NE
City	PALM BAY
State	FL
Zip	32905-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 1 LOT 1 BLK 5
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 1
Legal Block	5
Legal Lot Number	1
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2004
Census Tract	65130

Owner

790 Montclair Rd NE is owned and occupied by two individuals who acquired it in January 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	790 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 9, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Prior Sale	Feb 1, 2016
Deed Document Number	2020223235
Deed Book / Page	8882 / 911
Last Transfer Date	Jan 10, 2022
Transfer Doc	0093802320
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jan 11, 2022
Property Address	790 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Document Number	0093802320
Book / Page	9380 / 2320
Map Reference	MB 19 PG 50-52
Instrument Date	Jan 10, 2022
Instrument	2022006800
Transaction Type	Transfer
Record Updated	Jan 31, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	790 MONTCLAIR RD NE, PALM BAY, FL 32905-5011

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 9, 2020
Property Address	790 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Document Number	0088820911
Book / Page	8882 / 911
Map Reference	MB 19 PG 50-52
Instrument Date	Oct 9, 2020
Instrument	2020223235
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	PRECISE TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4716 WALERW TCH PT RD, 4716, ORLANDO, FL 32806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 MONTCLAIR RD NE, PALM BAY, FL 32905-5011

Mortgage

Document Number	8882913
Date	Oct 9, 2020
Instrument	8882/913

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 790 Montclair Rd NE was $2,447 with a homeowner's exemption, up 2.6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,410 (+2.7%)	$295,270 (-5.47%)
2025	$2,447.00 (+2.64%) Homeowner's exemption	$171,780	$312,370
2024	$2,384.00 (+2.63%)
2023	$2,323.00 (-31.68%) Homeowner's exemption	$162,080 (-26.38%)	$291,280 (+6.14%) Land $55,000 Building $236,280
2022	$3,400.00 Homeowner's exemption	$220,170	$274,430 Land $50,000 Building $224,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 790 Montclair Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 790 Montclair Rd NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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