780 Montclair Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 780 Montclair Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,076 sqft · built 1977
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jul 2021)
Tax Bill	$5,725 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-75-5-2`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-75-5-2`
Alternative APNs	`28-37-28-75-00005.0-0002.00` `2837237`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,076 sqft Living Area
Gross Area	3,064 sqft
1st Floor Area	2,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	504 sqft
Porch	Florida Room
Porch Area	484 sqft
Deck Area	670 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2837237
Street Address	780 MONTCLAIR RD NE
City	PALM BAY
State	FL
Zip	32905-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 1 LOT 2 BLK 5
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 1
Legal Block	5
Legal Lot Number	2
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2004
Census Tract	65130

Owner

780 Montclair Rd NE is owned and occupied by two individuals who bought it in July 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	780 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jul 2, 2021	Warranty Deed, Transfer · FHA Mortgage THE MORTGAGE FIRM INC
Aug 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage ATHAS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Nov 15, 2002 · Amount on File
Deed Document Number	2021172096
Deed Book / Page	9177 / 991
Prior Transfer Date	Nov 6, 2002
Prior Transfer Doc	4739002046
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	780 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 MONTCLAIR RD NE, PALM BAY, FL 32905-5011

Mortgage

Document Number	0096392197
Date	Oct 21, 2022
Book Page	9639/2197
Instrument	2022252626

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 2, 2021
Property Address	780 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Document Number	0091770991
Book / Page	9177 / 991
Map Reference	MB 19 PG 50-52
Instrument Date	Jun 30, 2021
Instrument	2021172096
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	SUPREME TITLE CLOSINGS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	780 MONTCLAIR RD NE, 780, PALM BAY, FL 32905-5011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 MONTCLAIR RD NE, PALM BAY, FL 32905-5011

Mortgage

Document Number	9177993
Date	Jul 2, 2021
Instrument	9177/993

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	780 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Document Number	0085102204
Instrument Date	Aug 2, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 MONTCLAIR RD NE PALM BAY FL 329055011, PALM BAY, FL 32905-5011

Mortgage

Document Number	0085102204
Date	Aug 9, 2019
Book Page	008510/002204
Instrument	175013

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	AGOURA HILLS, CA 91301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 780 Montclair Rd NE was $5,725.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,880 (-5.65%)	$293,880 (-5.65%)
2025	$5,725.00	$311,490 Land $65,000 Building $246,490	$311,490 Land $65,000 Building $246,490
2023	$5,407.00 (+3.29%)	$287,530 (+4.25%) Land $55,000 Building $232,530	$287,530 (+4.25%) Land $55,000 Building $232,530
2022	$5,235.00	$275,810 Land $50,000 Building $225,810	$275,810 Land $50,000 Building $225,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 780 Montclair Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 780 Montclair Rd NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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