741 Montclair Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 741 Montclair Rd NE, Palm Bay, FL 32905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,380 sqft · built 1983
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (May 2024)
Tax Bill	$1,186 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-37-28-75-4-4`

Property Details

APN / Parcel Number

Primary APN	`28-37-28-75-4-4`
Alternative APNs	`28-37-28-75-00004.0-0004.00` `2837223`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,380 sqft Living Area
Gross Area	3,728 sqft
1st Floor Area	2,380 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2005
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	138 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Florida Room
Porch Area	748 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2837223
Street Address	741 MONTCLAIR RD NE
City	PALM BAY
State	FL
Zip	32905-5010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	PORT MALABAR COUNTRY CLUB UNIT 1 LOT 4 BLK 4
Legal Range	37E
Legal Township	28S
Legal Section	28
Legal Subdivision	PORT MALABAR COUNTRY CLUB UNIT 1
Legal Block	4
Legal Lot Number	4
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	PALM BAY
Census Block Group	2
Census Block	2013
Census Tract	65130

Owner

741 Montclair Rd NE is owned and occupied by an individual who bought it in May 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	741 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE MORTGAGE
Nov 26, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2024 · Amount on File
Deed Sale	May 6, 2024 · Amount on File
Deed Document Number	202491532
Deed Book / Page	10055 / 799
Prior Transfer Date	Nov 5, 2018
Prior Transfer Doc	0083141475
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	Jun 22, 2026
Property Address	741 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Document Number	0000127241
Book / Page	10657 / 2762
Instrument Date	Jun 16, 2026
Instrument	2026127241
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SUNCOAST ONE TITLE, SUNCOAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	741 MONTCLAIR RD NE, PALM BAY, FL 32905-5010

Mortgage

Document Number	0000127241,
Date	Jun 22, 2026
Book Page	10657/2762
Instrument	2026127241

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Nov 26, 2018
Property Address	741 MONTCLAIR RD NE, PALM BAY, FL 32905-5010
Document Number	0083141475
Book / Page	008314 / 001475
Instrument Date	Nov 5, 2018
Instrument	261109
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	741 MONTCLAIR RD NE PALM BAY FL 329055010, PALM BAY, FL 32905-5010

Tax Assessment & Valuation

The 2025 property tax bill for 741 Montclair Rd NE was $1,186 with a homeowner's exemption, up 3.5% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Palm Bay City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,730 (+2.7%)	$317,410 (-5.04%)
2025	$1,186.00 (+3.49%) Homeowner's exemption	$101,980	$334,260
2024	$1,146.00 (+4.09%)
2023	$1,101.00 (-0.99%) Homeowner's exemption Widower's exemption	$101,010 (+3%)	$316,690 (+6.55%) Land $55,000 Building $261,690
2022	$1,112.00 Homeowner's exemption Widower's exemption	$98,070	$297,230 Land $50,000 Building $247,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 741 Montclair Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 741 Montclair Rd NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM BAY serves 140,750 people · EPA ID FL3050442
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wire 3.

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