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770 Montclair Rd NE, Palm Bay, FL 32905 Property Records

Brevard County property record for 770 Montclair Rd NE, Palm Bay, FL 32905

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,818 sqft · built 1974
Lot Size0.32 acres (13,939 sqft)
Owner2 Individual Names on File
Last Sale$272,500 (Jun 2020)
Tax Bill$2,580 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-37-28-75-5-3

Property Details

APN / Parcel Number

Primary APN28-37-28-75-5-3
Alternative APNs
  • 28-37-28-75-00005.0-0003.00
  • 2837238

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,818 sqft Living Area
Gross Area2,458 sqft
1st Floor Area1,818 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions125 ft deep x 110 ft wide
Garage TypeAttached
Garage Area576 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area64 sqft
Deck Area555 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2837238
Street Address770 MONTCLAIR RD NE
CityPALM BAY
StateFL
Zip32905-5011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPORT MALABAR COUNTRY CLUB UNIT 1 LOT 3 BLK 5
Legal Range37E
Legal Township28S
Legal Section28
Legal SubdivisionPORT MALABAR COUNTRY CLUB UNIT 1
Legal Block5
Legal Lot Number3
Legal Unit1
JurisdictionBREVARD FL
Township / Civil DivisionPALM BAY
Census Block Group2
Census Block2004
Census Tract65130

Owner

770 Montclair Rd NE is owned and occupied by two individuals who bought it in June 2020.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address770 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2020 · Amount on File
Deed SaleJun 24, 2020 · Amount on File
Prior SaleDec 8, 1999 · Amount on File
Deed Document Number2020134134
Deed Book / Page8776 / 1141
Record UpdatedSep 20, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateJun 24, 2020
Property Address770 MONTCLAIR RD NE, PALM BAY, FL 32905-5011
Document Number0087761141
Book / Page008776 / 001141
Instrument DateJun 18, 2020
Instrument134134
Transaction TypeTransfer
Record UpdatedJul 23, 2020
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,908.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address770 MONTCLAIR RD NE PALM BAY FL 329055011, PALM BAY, FL 32905-5011

Mortgage

Document Number87761144
DateJun 24, 2020
Book Page008776/001144
Instrument134135
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 770 Montclair Rd NE was $2,580 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityPalm Bay City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$184,000 (+2.7%)$289,950 (-3.94%)
2025$2,580.00 Homeowner's exemption$179,170$301,840 Land $65,000 Building $236,840
2023$2,452.00 (+4.12%) Homeowner's exemption$169,060 (+3%)$283,120 (+2.88%) Land $55,000 Building $228,120
2022$2,355.00 Homeowner's exemption$164,140$275,200 Land $50,000 Building $225,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 770 Montclair Rd NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Montclair Rd NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM BAY
serves 140,750 people · EPA ID FL3050442
Water SourceGroundwater
Last State InspectionAug 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: Wire 3.

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