790 Lakeshore Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 790 Lakeshore Dr, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage920 sqft Heated Area
Lot Size206,039 sqft (4.73 acres)
Last Sale$50,000 (2017)
Tax Bill$1,363.00 (2025)

Property Details

APN / Parcel Number

Primary APN458208874813000
Alternative APN
  • 46579

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area920 sqft Heated Area
Upper Floors295 sqft Upper Floors
Basement Area625 sqft Basement
Stories2 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Exterior MaterialWood Exterior
Foundation TypeFooting Foundation
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialMetal Roof
Lot Area206,039 sqft (4.73 acres)
Depth X Width469 ft x 357 ft Depth x Width
PorchOpen Porch
Porch Area728 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number46579
Street Address790 LAKESHORE DR
CityMURPHY
StateNC
Zip28906-3546
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTR 553 TARHEEL NORTH 753/120
Legal Tract553
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup3
Census Block3001
Census Tract930502

Owner

Source: Cherokee County records · APN 458208874813000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing AddressPO BOX 1322, MURPHY, NC 28906-1322
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
NANTAHALA BANK & TRUST COMPANY
May 13, 2019Deed of Trust, Mortgage · Conventional Mortgage
NANTAHALA BANK & TRUST
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Oct 27, 2017Warranty Deed, Transfer · Line of Credit
CAROLINA FARM CREDIT ACA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 27, 2017 · Amount on Record
Deed SaleOct 27, 2017 · Amount on Record
Deed Doc Number04989
Deed Book / Page01572 / 0792
Record RefreshedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address790 LAKESHORE DR, MURPHY, NC 28906-3546
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number01585/0278
DateApr 18, 2018
Book Page01585/0278
Instrument01804
Lender
NameNANTAHALA BANK & TRUST COMPANY
TypeBank
AddressMURPHY, NC 28906
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term372 Months
DueApr 16, 2049
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address790 LAKESHORE DR, MURPHY, NC 28906-3546
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number01613/0188
DateMay 13, 2019
Book Page01613/0188
Instrument02051
Lender
NameNANTAHALA BANK & TRUST
TypeNon-Lending Institution
AddressFRANKLIN, NC 28734
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address790 LAKESHORE DR, MURPHY, NC 28906-3546
Transaction TypeMortgage
Record UpdatedOct 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number001680/609
DateMay 12, 2021
Book Page1680/609
Instrument3141
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2036

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 27, 2017
Property Address790 LAKESHORE DR, MURPHY, NC 28906-3546
Document Number01572/0792
Book / Page01572 / 0792
Map ReferenceCAB C SL 109
Instrument DateOct 24, 2017
Instrument04989
Transaction TypeTransfer
Record UpdatedOct 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address201 COVE LN, BLAIRSVILLE, GA 30512-1523

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1322, MURPHY, NC 28906-1322
InvestorPossibly a Property Investor

Mortgage

Document Number0000004990
DateOct 27, 2017
Instrument04990
Lender
NameCAROLINA FARM CREDIT ACA
TypeFunding / Finance Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 01, 2027

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,363.00$180,370 (-)$180,370 (-) Land $18,920 Building $161,450
2023$180,370$180,370 Land $18,920 Building $161,450

Flood & Wildfire

790 Lakeshore Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
49th percentile of exposed land nationally · 70th in North Carolina
Wildfire LikelihoodModerate — about 1 in 1,064 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Lakeshore Dr

Nearby Streets

Search Property Records by Address or Parcel Number