Cherokee County property record for 105 Lakeshore Dr, Murphy, NC 28906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 2022 |
| Lot Size | 3.16 acres (137,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (May 2022) |
| Tax Bill | $1,443 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 459209063870000 |
| Primary APN | 459209063870000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Wood Siding |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 137,650 sqft (3.16 acres) |
| Lot Dimensions | 363 ft deep x 680 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 368 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 57531 |
|---|---|
| Street Address | 105 LAKESHORE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-3542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 547 TARHEEL NORTH 1115/720 |
| Legal Tract | 547 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 105 LAKESHORE DR, MURPHY, NC 28906-3542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| May 24, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2022 · Amount on Record |
| Deed Sale | May 24, 2022 · Amount on Record |
| Deed Document Number | 3445 |
| Deed Book / Page | 1712 / 1067 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 105 LAKESHORE DR, MURPHY, NC 28906-3542 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 182, MURPHY, NC 28906-0182 |
| Document Number | 001714/775 |
|---|---|
| Date | Jun 14, 2022 |
| Book Page | 1714/775 |
| Instrument | 3990 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Max Rate | 9.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 24, 2022 |
| Property Address | 105 LAKESHORE DR, MURPHY, NC 28906-3542 |
| Document Number | 01712/1067 |
| Book / Page | 1712 / 1067 |
| Map Reference | CAB C SL 109 |
| Instrument Date | May 6, 2022 |
| Instrument | 3445 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1547 MICA MINE RD, HAYESVILLE, NC 28904-9254 |
| Name | Verified Name |
|---|---|
| Address | 105 LAKESHORE DR, MURPHY, NC 28906-3542 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,443.00 | $191,590 (+56.41%) | $191,590 (+56.41%) Land $44,240 Building $147,350 |
| 2023 | $122,490 | $122,490 Land $44,240 Building $78,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Frontier DSL | 45 / 3 |
| RiverStreet Networks Fixed Wireless | 25 / 3 |
May also be available: AT&T, Peachtree Broadband Fiber.
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