574 Lakeshore Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 574 Lakeshore Dr, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 2010
Square Footage1,468 sqft Total Area
Lot Size127,631 sqft (2.93 acres)
OccupancyOwner Occupied
Last Sale$575,000 (2022)
Tax Bill$3,010.00 (2025)

Property Details

APN / Parcel Number

Primary APN458208970974000
Alternative APNs
  • 53099
  • 58843

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area1,468 sqft Total Area
Basement Area1,432 sqft Basement
Finished Basement1,432 sqft Finished
Stories1 Stories
Primary FlooringWood Flooring
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialCombination Exterior
Foundation TypeFooting Foundation
Roof ConstructionGambrel Roof Construction
Roof MaterialAsphalt Roof
Lot Area127,631 sqft (2.93 acres)
Depth X Width520 ft x 216 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area396 sqft Garage

Exterior Amenities

Total Buildings2 Total Buildings
Deck Area552 sqft Deck
Patio Area240 sqft Patio
PorchOpen Porch
Porch Area832 sqft Porch
TopographyMountain Topography

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number58843
Street Address574 LAKESHORE DR
CityMURPHY
StateNC
Zip28906-8618
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 TR 46 SEC 1 TARHEEL PROP 1661/695
Legal Phase1661
Legal Tract46
Legal Lot Number2
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup3
Census Block3001
Census Tract930502

Owner

Source: Cherokee County records · APN 458208970974000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address574 LAKESHORE DR, MURPHY, NC 28906-8618
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 01, 2023Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 31, 2022Warranty Deed, Transfer · Conventional Mortgage
PFN LENDING GROUP INC
Oct 23, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleOct 23, 2020 · Amount on Record
Deed Doc Number6998
Deed Book / Page1723 / 1449
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address574 LAKESHORE DR, MURPHY, NC 28906-8618
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyNOT AVAILABLE, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 LAKESHORE DR, MURPHY, NC 28906-8618

Mortgage

Document Number01735/1392
DateJun 01, 2023
Book Page1735/1392
Instrument2636
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 31, 2022
Property Address574 LAKESHORE DR, MURPHY, NC 28906-8618
Document Number01723/1449
Book / Page1723 / 1449
Instrument DateOct 31, 2022
Instrument6998
Transaction TypeTransfer
Record UpdatedNov 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address501 OAK LEDGE RD, 501, MORGANTON, GA 30560

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 LAKESHORE DR, MURPHY, NC 28906-8618

Mortgage

Document Number0017231452
DateOct 31, 2022
Instrument1723/1452
Lender
NamePFN LENDING GROUP INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateOct 23, 2020
Property Address574 LAKESHORE DR, MURPHY, NC 28906-8618
Document Number1661/695
Book / Page1661 / 695
Instrument DateSep 30, 2020
Instrument6146
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address574 LAKESHORE DR, 574, MURPHY, NC 28906-8618

Transferred To (Grantee/Buyer)

NameVerified Name
Address574 LAKESHORE DR, MURPHY, NC 28906-8618

Mortgage

Document Number1661697
DateOct 23, 2020
Instrument1661/697
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,010.00$399,670 (-)$399,670 (-) Land $22,000 Building $377,670
2023$399,670$399,670 Land $22,000 Building $377,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire Risk to HomesModerate
46th percentile nationally · 67th in North Carolina
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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