Cherokee County property record for 181 Lakeshore Dr, Murphy, NC 28906 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,683 sqft · built 2022 |
| Lot Size | 3.61 acres (157,687 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Mar 2021) |
| Tax Bill | $2,778 (2025) |
| Deeds & Mortgages | Feb 2022 Construction Loan Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 459209071190000 |
| Primary APN | 459209071190000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,683 sqft Heated Area |
| Upper Floors Area | 644 sqft |
| Basement Area | 2,039 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 157,687 sqft (3.61 acres) |
| Lot Dimensions | 414 ft deep x 398 ft wide |
| Garage Area | 592 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 54200 |
|---|---|
| Street Address | 181 LAKESHORE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-3542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 548 TARHEEL NORTH 1585/1093 |
| Legal Tract | 548 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | MURPHY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 459209071190000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 135 LOVINGOOD FARM RD, MURPHY, NC 28906-2082 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Construction Mortgage NANTAHALA BANK & TRUST COMPANY |
| Mar 29, 2021 | Warranty Deed, Transfer |
| Apr 27, 2018 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Prior Sale | Apr 27, 2018 |
| Deed Document Number | 2072 |
| Deed Book / Page | 1676 / 724 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 181 LAKESHORE DR, MURPHY, NC 28906-3542 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 135 LOVINGOOD FARM RD, MURPHY, NC 28906-2082 |
| Document Number | 01704/1032 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 1704/1032 |
| Instrument | 1152 |
| Name | NANTAHALA BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MURPHY, NC 28906 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 22, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Mar 29, 2021 |
| Property Address | 181 LAKESHORE DR, MURPHY, NC 28906-3542 |
| Document Number | 001676/724 |
| Book / Page | 1676 / 724 |
| Map Reference | CAB C SL 109 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2072 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 85 SUNRAY CIR, MURPHY, NC 28906-3443 |
| Name | Verified Name |
|---|---|
| Address | 135 LOVINGOOD FARM RD, MURPHY, NC 28906-2082 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Apr 27, 2018 |
| Property Address | 181 LAKESHORE DR, MURPHY, NC 28906-3542 |
| Document Number | 01585/1093 |
| Book / Page | 01585 / 1093 |
| Map Reference | CAB C SL 109 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 01985 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 186 PEACHTREE HILLS RD, MURPHY, NC 28906-3660 |
| Name | Verified Name |
|---|---|
| Address | 85 SUNRAY CIR, MURPHY, NC 28906-3443 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,778.00 | $379,920 (+211.21%) | $379,920 (+211.21%) Land $37,290 Building $342,630 |
| 2023 | $122,080 | $122,080 Land $37,290 Building $84,790 |
Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 64 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Frontier | DSL | 45 / 3 |
| Wilkes Telephone Membership | Fixed Wireless | 25 / 3 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: CND Acquisition, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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