Cherokee County property record for 616 Lakeshore Dr, Murphy, NC 28906 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,844 sqft Heated Area |
| Lot Size | 279,655 sqft (6.42 acres) |
| Garage | 652 sqft |
| Last Sale | $237,000 (2019) |
| Tax Bill | $2,349.00 (2025) |
| Primary APN | 458208877904000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,844 sqft Heated Area |
| Gross Area | 5,564 sqft Gross Area |
| 1st Floor | 2,844 sqft 1st Floor |
| Basement Area | 1,470 sqft Basement |
| Unfinished Basement | 1,470 sqft Unfinished |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 279,655 sqft (6.42 acres) |
| Depth X Width | 980 ft x 229 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 652 sqft Garage |
| Deck Area | 488 sqft Deck |
| Porch Area | 110 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 50020 |
|---|---|
| Street Address | 616 LAKESHORE DR |
| City | MURPHY |
| State | NC |
| Zip | 28906-8619 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TR 45 TARHEEL PROP SEC 1 1601/668 |
| Legal Subdivision | TARHEEL PROPERTIES |
| Legal Tract | 45 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 930502 |
Source: Cherokee County records · APN 458208877904000
Assessment roll updated October 10, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1598, MURPHY, NC 28906-1598 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Jun 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Jan 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 26, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Nov 28, 2018 | Trustee's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Nov 28, 2018 · Amount on Record |
| Deed Doc Number | 20192824 |
| Deed Book / Page | 1616 / 755 |
| Prior Transfer Date | May 21, 2014 |
| Prior Transfer Doc | 1489/0938 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 616 LAKESHORE DR, MURPHY, NC 28906-8619 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 616 LAKESHORE DR, MURPHY, NC 28906-8619 |
| Document Number | 01788/1335 |
|---|---|
| Date | Oct 27, 2025 |
| Book Page | 1788/1335 |
| Instrument | 5278 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6531 IRVINE CENTER DR, IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 18, 2055 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 616 LAKESHORE DR, MURPHY, NC 28906-8619 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Title Company | 2020 TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 001713/710 |
|---|---|
| Date | Jun 02, 2022 |
| Book Page | 1713/710 |
| Instrument | 3659 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 616 LAKESHORE DR, MURPHY, NC 28906-8619 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1670/1201 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 1670/1201 |
| Instrument | 581 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Jun 26, 2019 |
| Property Address | 616 LAKESHORE DR, MURPHY, NC 28906-8619 |
| Document Number | 01616/0755 |
| Book / Page | 01616 / 0755 |
| Map Reference | CAB B SL 128 |
| Instrument Date | May 15, 2019 |
| Instrument | 02824 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $474.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8480 STAGECOACH CIR, 8480, FREDERICK, MD 21701-4747 |
| Name | Verified Name |
|---|---|
| Address | 1855 HENDRIX RD, MURPHY, NC 28906-3641 |
| Document Number | 02825 |
|---|---|
| Date | Jun 26, 2019 |
| Instrument | 02825 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 01, 2039 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Nov 28, 2018 |
| Property Address | 616 LAKESHORE DR, MURPHY, NC 28906-8619 |
| Document Number | 01601/0668 |
| Book / Page | 01601 / 0668 |
| Map Reference | CAB B SL 128 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 05714 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $457.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203 |
Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,349.00 | $319,430 (-) | $319,430 (-) Land $59,710 Building $259,720 |
| 2023 | $319,430 | $319,430 Land $59,710 Building $259,720 |
616 Lakeshore Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 67th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,190 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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