79 Dolphin St, Destin, FL 32541 Property Records

Okaloosa County property record for 79 Dolphin St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details8 bd · 10 ba · 4,548 sqft · built 2022
Lot Size0.172 acres (7,499 sqft)
OwnerCompany Name on Record
Last Sale$68,000 (Apr 2001)
Tax Bill$28,411 (2025)
Deeds & MortgagesJan 2021 Sale
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-6140-0

Property Details

APN / Parcel Number

Primary APNC56-000-589-6140-0
Alternative APN
  • 00-2S-22-0580-0027-0180

Interior

Bedrooms8 Beds
Full Baths10 Baths
Stories4 Stories
Building Area4,548 sqft Heated Area
Gross Area7,104 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,499 sqft (0.172 acres)
Lot Width50 ft Width
PorchOpen Porch
Patio Area1,632 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address79 DOLPHIN ST
CityDESTIN
StateFL
Zip32541-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH S/D LOT 18 BLK 27
Legal Range22
Legal Township02S
Legal SubdivisionCRYSTAL BEACH S/D
Legal Block27
Legal Lot Number18
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1023
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5963 SNYDER RD, CINCINNATI, OH 45247-5727
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2021Quit Claim Deed, Transfer
NOT AVAILABLE, CERTIFIED TITLE CORPORATION
Nov 22, 2019Grant Deed, Mortgage
FLAMINGO INVS PROP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2001 · Amount on Record
Deed SaleApr 17, 2001 · Amount on Record
Prior SaleJan 27, 2021 · Amount on Record
Deed Document Number0022903035
Last Transfer DateOct 2, 2024
Transfer Doc0003714273
Record UpdatedJun 8, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateJan 27, 2021
Property Address79 DOLPHIN ST, DESTIN, FL 32541-3636
Document Number0035210881
Book / Page3521 / 881
Map ReferenceMB 1 PG 17
Instrument DateDec 10, 2020
Instrument3425059
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyNOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

AmountAmount Recorded
Tax$2,800.00
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address955 N CHURCH ST, 955, SANTA ROSA BEACH, FL 32459-3781

Transferred To (Grantee/Buyer)

NameVerified Name
Address1060 SKILLMAN DR, CINCINNATI, OH 45215-1137

November 2019: Grant Deed, Mortgage

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateNov 22, 2019
Property Address79 DOLPHIN ST, DESTIN, FL 32541-3636
Document Number0034301152
Book / Page003430 / 001152
Instrument DateAug 15, 2019
Instrument3319934
Transaction TypeMortgage
Record UpdatedDec 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address955 N CHURCH ST SANTA ROSA BEACH FL 324593781, SANTA ROSA BEACH, FL 32459-3781

Mortgage

Document Number34301152
DateNov 22, 2019
Book Page003430/001152
Instrument3319934
Lender
NameFLAMINGO INVS PROP LLC
Address227 N BRONOUGH ST # 4100, TALLAHASSEE, FL 32301-1329
Agreement
AmountAmount Recorded
Term24 Months
DueNov 21, 2021
Interest
Rate5%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$28,411.00 (+13.38%)$2,398,946 (+10.79%) Land $566,284 Building $1,832,662$2,398,946 (+10.79%) Land $566,284 Building $1,832,662
2023$25,058.00 (+412.12%)$2,165,290 (+363.55%) Land $513,822 Building $1,651,468$2,165,290 (+363.55%) Land $513,822 Building $1,651,468
2022$4,893.00$467,111 Land $467,111$467,111 Land $467,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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