77 Dolphin St, Destin, FL 32541 Property Records

Okaloosa County property record for 77 Dolphin St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,550 sqft · built 1962
Lot Size0.172 acres (7,499 sqft)
OwnerIndividual Name on Record
Last Sale$340,000 (Oct 2015)
Tax Bill$8,691 (2025)
Deeds & MortgagesDec 2022 Transfer
Dec 2022 Transfer
Flood ZoneZone X (minimal risk)
APNC56-000-589-6141-8

Property Details

APN / Parcel Number

Primary APNC56-000-589-6141-8
Alternative APNs
  • 00-2S-22-0580-0027-0190
  • 22S200058000270190

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area1,591 sqft
1st Floor Area1,550 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,499 sqft (0.172 acres)
Lot Width50 ft Width
DrivewayDriveway
PorchEnclosed/Finished Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address77 DOLPHIN ST
CityDESTIN
StateFL
Zip32541-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH LOT 19 BLK 27
Legal SubdivisionCRYSTAL BEACH
Legal Block27
Legal Lot Number19
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1023
Census Tract23308

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address957 EMERALD BAY DR, DESTIN, FL 32541-3744
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 20, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 9, 2015 · Amount on Record
Deed SaleOct 9, 2015 · Amount on Record
Prior SaleJun 13, 2012
Deed Document Number20153026701
Deed Book / Page3220 / 690
Prior Transfer DateOct 24, 2011
Prior Transfer Doc0030103193
Record UpdatedJun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateDec 20, 2022
Property Address77 DOLPHIN ST, DESTIN, FL 32541-3636
Document Number0036552080
Book / Page3655 / 2080
Map ReferenceMB 1 PG 17
Instrument DateNov 12, 2022
Instrument3596771
Transaction TypeTransfer
Record UpdatedJan 3, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address957 EMERALD BAY DR, DESTIN, FL 32541-3744

Transferred To (Grantee/Buyer)

NameVerified Name
Address957 EMERALD BAY DR, DESTIN, FL 32541-3744

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateDec 20, 2022
Property Address77 DOLPHIN ST, DESTIN, FL 32541-3636
Document Number0036552082
Book / Page3655 / 2082
Map ReferenceMB 1 PG 17
Instrument DateDec 12, 2021
Instrument3596772
Transaction TypeTransfer
Record UpdatedJan 3, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address957 EMERALD BAY DR, DESTIN, FL 32541-3744

Transferred To (Grantee/Buyer)

NameVerified Name
Address957 EMERALD BAY DR, DESTIN, FL 32541-3744

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,691.00 (+5.04%)$733,859 (+5.95%) Land $566,284 Building $167,575$733,859 (+5.95%) Land $566,284 Building $167,575
2023$8,274.00 (+25.02%)$692,657 (+11.65%) Land $513,822 Building $178,835$692,657 (+11.65%) Land $513,822 Building $178,835
2022$6,618.00$620,404 Land $467,111 Building $153,293$620,404 Land $467,111 Building $153,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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