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75 Dolphin St, Destin, FL 32541 Property Records

Okaloosa County property record for 75 Dolphin St, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,708 sqft · built 2013
Lot Size0.172 acres (7,499 sqft)
OwnerIndividual Name on File
Last Sale$1,485,000 (May 2021)
Tax Bill$17,778 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-001-004-2972-9

Property Details

APN / Parcel Number

Primary APNC56-001-004-2972-9
Alternative APN
  • 00-2S-22-0580-0027-0200

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area2,708 sqft Heated Area
Gross Area3,178 sqft
1st Floor Area1,484 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2013
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMasonite/Cement Shake
Lot Area7,499 sqft (0.172 acres)
Lot Width50 ft Width
PorchOpen Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address75 DOLPHIN ST
CityDESTIN
StateFL
Zip32541-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH LOT 20 BLK 27
Legal Range22
Legal Township02S
Legal SubdivisionCRYSTAL BEACH
Legal Block27
Legal Lot Number20
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1023
Census Tract23308

Owner

Source: Okaloosa County records · APN C56-001-004-2972-9

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11600 LALLY ST NE, LOWELL, MI 49331-9471
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Prior SaleFeb 18, 2011
Deed Document Number3457640
Deed Book / Page3548 / 3473
Record UpdatedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 24, 2021
Property Address75 DOLPHIN ST, DESTIN, FL 32541-3636
Document Number0035483473
Book / Page3548 / 3473
Map ReferenceMB 1 PG 17
Instrument DateMay 14, 2021
Instrument3457640
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$10,395.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address371 RED BARN RD, 371, FREEPORT, FL 32439-2940

Transferred To (Grantee/Buyer)

NameVerified Name
Address11600 LALLY ST NE, LOWELL, MI 49331-9471

Mortgage

Document Number35483474
DateMay 24, 2021
Instrument3548/3474
Lender
NameCENTENNIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,778.00 (+7.69%)$1,501,101 (+2.31%) Land $566,284 Building $934,817$1,501,101 (+2.31%) Land $566,284 Building $934,817
2023$16,508.00 (+15.05%)$1,467,186 (+23.22%) Land $513,822 Building $953,364$1,467,186 (+23.22%) Land $513,822 Building $953,364
2022$14,348.00$1,190,682 Land $467,111 Building $723,571$1,190,682 Land $467,111 Building $723,571

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 95 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
156 under condo master policies
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005, rainfall accumulation, Hurricane Dennis
Claims By Storm
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 459 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
AT&TFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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