Okaloosa County property record for 76 Dolphin St, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 3,086 sqft · built 1998 |
| Lot Size | 0.172 acres (7,499 sqft) |
| Owner | Company Name on File |
| Last Sale | $855,000 (Mar 2020) |
| Tax Bill | $11,794 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-6107-9 |
| Primary APN | C56-000-589-6107-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,086 sqft Living Area |
| Gross Area | 3,296 sqft |
| 1st Floor Area | 2,407 sqft |
| Upper Floors Area | 679 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 7,499 sqft (0.172 acres) |
| Lot Width | 50 ft Width |
| Garage Area | 483 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 210 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 76 DOLPHIN ST |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH LOT 1 BLK 26 |
| Legal Subdivision | CRYSTAL BEACH |
| Legal Block | 26 |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 23308 |
76 Dolphin St is owned by a company that bought it in March 2020.
Source: Okaloosa County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16348 HIGHWAY 49W, BELZONI, MS 39038 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 25, 2020 | Special Warranty Deed, Transfer · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2020 · Amount on File |
| Deed Sale | Mar 25, 2020 · Amount on File |
| Prior Sale | Jan 11, 2012 · Amount on File |
| Deed Document Number | 20203347047 |
| Deed Book / Page | 3451 / 3838 |
| Prior Transfer Date | Oct 24, 2007 |
| Prior Transfer Doc | 0028123130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 4, 2021 |
| Property Address | 76 DOLPHIN ST, DESTIN, FL 32541-3647 |
| Document Number | 0035513323 |
| Book / Page | 3551 / 3323 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | May 28, 2021 |
| Instrument | 3461225 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 698, BELZONI, MS 39038-0698 |
| Name | Verified Name |
|---|---|
| Address | 16348 HIGHWAY 49W, BELZONI, MS 39038 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 25, 2020 |
| Property Address | 76 DOLPHIN ST, DESTIN, FL 32541-3647 |
| Document Number | 0034513838 |
| Book / Page | 3451 / 3838 |
| Map Reference | MB 1 PG 17 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 3347047 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | COASTAL LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,985.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 BOTANY BLVD, 326, SANTA ROSA BEACH, FL 32459-7130 |
| Name | Verified Name |
|---|---|
| Address | 77 PARSONAGE RD, BELZONI, MS 39038-4925 |
| Document Number | 0034513840 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 3451/3840 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 76 Dolphin St was $11,794.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,794.00 | $995,904 Land $566,284 Building $429,620 | $995,904 Land $566,284 Building $429,620 |
| 2023 | $11,388.00 (+10.27%) | $965,847 (+12.71%) Land $513,822 Building $452,025 | $965,847 (+12.71%) Land $513,822 Building $452,025 |
| 2022 | $10,327.00 | $856,954 Land $467,111 Building $389,843 | $856,954 Land $467,111 Building $389,843 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Dolphin St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 251 units insured incl. 156 condo units |
| Nearby Flood Claims | 51 (1983–2005) |
| Claims Outside the SFHA | 39 of 51 |
| Most Recent Claim | Jul 2005 · Hurricane Dennis |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 76 Dolphin St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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