83 Dolphin St, Destin, FL 32541 Property Records

Okaloosa County property record for 83 Dolphin St, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details8 bd · 9 ba · 4,556 sqft · built 2022
Lot Size0.344 acres (14,998 sqft)
OwnerIndividual Name on Record
Tax Bill$26,786 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-589-6139-2

Property Details

APN / Parcel Number

Primary APNC56-000-589-6139-2
Alternative APN
  • 00-2S-22-0580-0027-0160

Interior

Bedrooms8 Beds
Full Baths9 Baths
Stories4 Stories
Building Area4,556 sqft Heated Area
Gross Area6,684 sqft
1st Floor Area760 sqft
FlooringConcrete/Cement
Interior WallsCustom/Decorative
ElevatorElevator

Exterior

Year BuiltBuilt 2022
Exterior MaterialFiber Cement Siding
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area14,998 sqft (0.344 acres)
Lot Width50 ft Width
PorchOpen Porch
Porch Area120 sqft
Patio Area1,212 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address83 DOLPHIN ST
CityDESTIN
StateFL
Zip32541-3636
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH S/D LOT 16 BLK 27
Legal Range22
Legal Township02S
Legal SubdivisionCRYSTAL BEACH S/D
Legal Block27
Legal Lot Number16 17
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1023
Census Tract23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address44 NEBRASKA AVE NE, FORT WALTON BEACH, FL 32548-5026
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2025
Deed SaleJul 11, 2025
Prior SaleMay 8, 2000 · Amount on Record
Deed Document Number3763563
Deed Book / Page2619 / 4536
Prior Transfer DateMay 20, 2005
Prior Transfer Doc2225088
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address83 DOLPHIN ST, DESTIN, FL 32541-3636
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035800560
DateOct 12, 2021
Book Page3580/560
Instrument3496365
Lender
NameUNION SLA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,786.00 (+12.67%)$2,261,672 (+10.82%) Land $424,713 Building $1,836,959$2,261,672 (+10.82%) Land $424,713 Building $1,836,959
2023$23,774.00 (+547.79%)$2,040,925 (+482.57%) Land $385,367 Building $1,655,558$2,040,925 (+482.57%) Land $385,367 Building $1,655,558
2022$3,670.00$350,333 Land $350,333$350,333 Land $350,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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