815 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 815 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,501 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Last Sale	$435,000 (May 2022)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`035A 010`

Property Details

APN / Parcel Number

Primary APN	`035A 010`
Alternative APN	`34563`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,501 sqft Heated Area
1st Floor Area	2,600 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Slab
Porch Area	540 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34563
Street Address	815 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 10 OCONEE POINTE SUBD PH II
Legal Subdivision	OCONEE POINTE PHASE II
Legal Phase	2
Legal Lot Number	10
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1130
Census Tract	10300

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	464 KING ST, SUWANEE, GA 30024-2218
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Jan 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage IBERIABANK
Apr 29, 2022	Warranty Deed, Transfer
Jan 13, 2021	Quit Claim Deed, Transfer SOUTHEAST MTG/GA
Jan 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 18, 2017	Grant Deed, Construction Loan · Construction Mortgage CHATTAHOOCHEE BK/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Prior Sale	Dec 8, 2017 · Amount on Record
Deed Document Number	20222076
Deed Book / Page	102F / 30
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	815 OCONEE LN, COMMERCE, GA 30529-4199
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	815 OCONEE LN, COMMERCE, GA 30529-4199
Investor	Possibly a Property Investor

Mortgage

Document Number	00100Y0000000448
Date	Feb 21, 2022
Book Page	000000100Y/0000000448

Lender

Name	SOUTH STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Jan 1, 2024

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	815 OCONEE LN, COMMERCE, GA 30529-4199
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079M0562
Date	Jan 18, 2018
Book Page	79M/562

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Apr 29, 2022
Property Address	815 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00102F0030
Book / Page	102F / 30
Instrument Date	Apr 29, 2022
Instrument	2022-002076
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 KING ST, SUWANEE, GA 30024-2218

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 13, 2021
Property Address	815 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00093P0069
Book / Page	00093P / 000069
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Mar 16, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	815 OCONEE LN COMMERCE GA 305294199, COMMERCE, GA 30529-4199

Mortgage

Document Number	93P0070
Date	Jan 13, 2021
Book Page	00093P/000070

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2051

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Jan 18, 2018
Property Address	815 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00079M0574
Book / Page	00079M / 000574
Instrument Date	Dec 8, 2017
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

September 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 18, 2017
Property Address	815 OCONEE LN, COMMERCE, GA 30529-4199
Document Number	00078J0113
Book / Page	00078J / 000113
Instrument Date	Jul 28, 2017
Transaction Type	Construction Loan
Record Updated	May 20, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	78J0114
Date	Sep 18, 2017
Book Page	00078J/000114

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2018

Mortgage

Document Number	78J0135,
Date	Sep 18, 2017
Book Page	00078J/000135

Lender

Name	CHATTAHOOCHEE BK/GA
Type	Bank
Address	GAINESVILLE, GA 30501-4528

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 17, 2018

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,480 (-) Land $20,000 Building $160,480	$451,200 (-) Land $50,000 Building $401,200
2025	$4,819.00 (-3.27%)	$180,480 (-) Land $20,000 Building $160,480	$451,200 (-) Land $50,000 Building $401,200
2024	$4,982.00 (+3.47%)	$180,480 (+10.97%) Land $20,000 Building $160,480	$451,200 (+10.97%) Land $50,000 Building $401,200
2023	$4,815.00 (+17.47%) Homeowner's exemption	$162,640 (+27.94%) Land $20,000 Building $142,640	$406,600 (+27.94%) Land $50,000 Building $356,600
2022	$4,099.00 Homeowner's exemption	$127,120 Land $20,000 Building $107,120	$317,800 Land $50,000 Building $267,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Oconee Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures