7805 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7805 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 3,930 sqft · built 1942
Lot Size	0.687 acres (29,926 sqft)
Owner	Trust Name on File
Last Sale	$605,000 (Dec 2018)
Tax Bill	$12,707 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-0122-0027-00`

Property Details

APN / Parcel Number

Primary APN	`529-0122-0027-00`
Alternative APN	`0092242`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,930 sqft Living Area
Gross Area	5,534 sqft
1st Floor Area	2,750 sqft
2nd Floor Area	1,180 sqft
Upper Floors Area	1,180 sqft
Basement Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	29,926 sqft (0.687 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	140 sqft
Patio Area	1,822 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7805 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 100 X 300 IRRSS GRAVES RD 810.20 FT E OF C L MIAMI AV
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	3
Census Block	3000
Census Tract	24401

Owner

7805 Graves Rd is held in a trust since December 2018.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Trust Name on File
Mailing Address	7805 GRAVES RD, CINCINNATI, OH 45243-3624
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 13, 2018	Warranty Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Jan 2, 2015 · Amount on File
Deed Document Number	2018109298
Deed Book / Page	13814 / 1770
Prior Transfer Date	Feb 10, 2005
Prior Transfer Doc	0000000889
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7805 GRAVES RD, CINCINNATI, OH 45243-3624
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091808
Date	Jul 28, 2021
Book Page	14468/3161
Instrument	2021-0091808

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.25%
Index	Other
Margin	3
Max Rate	7.25%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 13, 2018
Property Address	7805 GRAVES RD, CINCINNATI, OH 45243-3624
Document Number	0000109298
Book / Page	013814 / 001770
Instrument Date	Dec 13, 2018
Instrument	109298
Transaction Type	Transfer
Record Updated	Jan 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7805 GRAVES RD CINCINNATI OH 452433624, CINCINNATI, OH 45243-3624

Mortgage

Document Number	109299
Date	Dec 13, 2018
Book Page	013814/001772
Instrument	109299

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 7805 Graves Rd was $12,707, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,707.00 (+2.64%)	$348,607 (-) Land $167,545 Building $181,062	$996,020 Land $478,700 Building $517,320
2024	$12,380.00 (-0.4%)	$348,607 (-) Land $167,545 Building $181,062
2023	$12,430.00 (-0.18%)	$348,607 (+21.31%) Land $167,545 Building $181,062	$996,020 Land $478,700 Building $517,320
2022	$12,452.00 Homeowner's exemption	$287,358 Land $135,328 Building $152,030
2020			$821,020 Land $386,650 Building $434,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7805 Graves Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7805 Graves Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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