Ramsey County property record for 7851 45th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,224 sqft · built 1972 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,429 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Dec 2009 Mortgage + 1 more |
| APN | 05418002338001 |
| Primary APN | 05418002338001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,224 sqft Living Area |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Attached |
| Garage Area | 96 sqft |
| Heating System | Gas |
|---|
| Street Address | 7851 45TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 J & K ACRES 1.91A & E 127.49' IN GOVT LOT 3 CONT 1.5A (DL/DL) |
| Legal Subdivision | J & K ACRES |
| Legal Lot Number | 1 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | CREEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 957800 |
7851 45th St NE, a single family home, is owned by an individual.
Source: Ramsey County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2015 18TH AVE NW, MINOT, ND 58703-1688 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN BANK & TRUST |
| Dec 11, 2009 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST WESTERN BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7851 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1916 13TH ST NW, MINOT, ND 58703-1288 |
| Document Number | 0000274715 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 274715 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MINOT, ND 58702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7851 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000247478 |
|---|---|
| Date | Dec 11, 2009 |
| Instrument | 247478 |
| Name | GATE CITY BANK |
|---|---|
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7851 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1916 13TH ST NW, MINOT, ND 58703-1288 |
| Document Number | 274715 |
|---|---|
| Date | Jul 27, 2020 |
| Instrument | 274715 |
| Name | FIRST WESTERN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MINOT, ND 58702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 15, 2035 |
The 2025 property tax bill for 7851 45th St NE was $5,429, up 5.8% from the year before.
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| County Subdivision | Creel Township |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,429.00 (+5.83%) | $224,450 Land $20,700 Building $203,750 | $448,900 Land $41,400 Building $407,500 |
| 2024 | $5,130.00 (+18.15%) | ||
| 2023 | $4,342.00 | $204,200 Land $20,700 Building $183,500 | $408,400 Land $41,400 Building $367,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 7851 45th St NE; there have been 223 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 223 (1995–2012) |
| Claims Outside the SFHA | 135 of 223 |
| Most Recent Claim | Sep 2012 · lake rise |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7851 45th St NE is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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