7871 45th St NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 7871 45th St NE, Devils Lake, ND 58301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 3,502 sqft · built 1920
Lot Size3.05 acres (132,858 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jun 2019)
Tax Bill$2,224 (2025)
Deeds & MortgagesDec 2025 Mortgage
Apr 2011 Mortgage
+ 5 more
APN05000001242000

Property Details

APN / Parcel Number

Primary APN05000001242000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,502 sqft Living Area
Basement Area1,431 sqft
Unfinished Basement1,431 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1952
Lot Area132,858 sqft (3.05 acres)
Garage TypeDetached
Garage Area936 sqft

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Street Address7871 45TH ST NE
CityDEVILS LAKE
StateND
Zip58301-9089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/2E1/2 OF LOT 2 CONT 3.05 A 19 153 64 (DL/DL)
Legal Range64W
Legal Township153
Legal Section19
Legal Lot Number2
JurisdictionRAMSEY ND
Township / Civil DivisionCREEL
Census Block Group1
Census Block1015
Census Tract957800

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 18, 2011Deed of Trust, Mortgage · Conventional Mortgage
COUNTRYBANK USA
Feb 7, 2006Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST STATE BANK OF MUNICH
Feb 23, 2016Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK CENTER
Jun 5, 2019Warranty Deed, Transfer · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jun 5, 2019Warranty Deed, Transfer · VA Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jul 25, 2007Warranty Deed, Transfer · Conventional Mortgage
AMERICAN MORTGAGE NETWORK INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2019 · Amount on Record
Deed SaleJun 5, 2019 · Amount on Record
Prior SaleJul 25, 2007 · Amount on Record
Deed Document Number2019272321
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY ND
Property Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
Transaction TypeMortgage
Record UpdatedMay 26, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089

Mortgage

Document Number0000286229
DateDec 16, 2025
Instrument286229
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

April 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY ND
Property Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000250874
DateApr 18, 2011
Instrument250874
Lender
NameCOUNTRYBANK USA
AddressDEVILS LAKE, ND 58301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2026

February 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY ND
Property Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000237048
DateFeb 7, 2006
Instrument237048
Lender
NameTHE FIRST STATE BANK OF MUNICH
AddressDEVILS LAKE, ND 58301
Agreement
TypeConventional Mortgage
AmountAmount Recorded

February 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY ND
Property Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000264519
DateFeb 23, 2016
Instrument264519
Lender
NameAMERICAN BANK CENTER
AddressDICKINSON, ND 58601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueMar 1, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY ND
Recording DateJun 5, 2019
Property Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
Document Number272321
Instrument DateJun 5, 2019
Instrument272321
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089

Mortgage

Document Number272322
DateJun 5, 2019
Instrument272322
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY ND
Recording DateJun 5, 2019
Property Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
Document Number0000272321
Instrument DateJun 5, 2019
Instrument272321
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
InvestorPossibly a Property Investor

Mortgage

Document Number0000272322
DateJun 5, 2019
Instrument272322
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

July 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY ND
Recording DateJul 25, 2007
Property Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
Document Number0000241128
Instrument DateJul 24, 2007
Instrument241128
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address7871 45TH ST NE, DEVILS LAKE, ND 58301-9089
InvestorPossibly a Property Investor

Mortgage

Document Number0000241129
DateJul 25, 2007
Instrument241129
Lender
NameAMERICAN MORTGAGE NETWORK INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term349 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyRamsey County
County SubdivisionCreel Township
Unified School DistrictDevils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,224.00 (-40.88%)$158,100 (+5.58%) Land $20,600 Building $137,500$316,200 (+5.58%) Land $41,200 Building $275,000
2024$3,762.00 (+18.15%)
2023$3,184.00$149,750 Land $20,600 Building $129,150$299,500 Land $41,200 Building $258,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies8 in force
Nearby Flood Claims223 (1995–2012)
Claims Outside the SFHA135 of 223
Most Recent ClaimSep 2012 · lake rise
Claims by Event
  • Flooding, Jun 2011 · 37 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 31 claims
  • Severe Storms,flooding, & Ice Jams, Jun 1996 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 79% of North Dakota
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGREATER RAMSEY WATER DISTRICT
serves 5,280 people · EPA ID ND3601424
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
North Dakota Telephone Company
Fiber
10,000 / 10,000
Midco
Cable
1,250 / 60
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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