7656 45th St NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 7656 45th St NE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,356 sqft · built 1999
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$691,600 (Nov 2021)
Tax Bill	$8,650 (2025)
Deeds & Mortgages	Jul 2010 Mortgage Jun 2021 Line of Credit + 3 more
APN	`23402003171003`

Property Details

APN / Parcel Number

Primary APN	`23402003171003`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,356 sqft Living Area
Basement Area	2,356 sqft
Unfinished Basement	2,356 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	2,614 sqft (0.06 acres)
Garage Type	Attached
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	7656 45TH ST NE
City	DEVILS LAKE
State	ND
Zip	58301-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 ELMWOOD SUB .86 ACRES & .06 ACRES DOC #'S 205707, 206054, 217832, & 217833 (DL/DL)
Legal Subdivision	ELMWOOD SUB # 1
Legal Lot Number	6
Jurisdiction	RAMSEY ND
Township / Civil Division	POPLAR GROVE
Census Block Group	2
Census Block	2206
Census Tract	957700

Owner

7656 45th St NE is owned and occupied by an individual who bought it in November 2021.

Source: Ramsey County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2010	Deed of Trust, Mortgage · Conventional Mortgage BREMER BANK NA
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit WESTERN STATE BANK
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 29, 2021	Deed of Trust, Mortgage · Line of Credit WESTERN STATE BANK
Apr 4, 2014	Warranty Deed, Transfer · Conventional Mortgage AMERICAN BANK CENTER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Apr 4, 2014 · Amount on File
Deed Document Number	2021277951
Record Updated	Sep 20, 2026

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000248908
Date	Jul 26, 2010
Instrument	248908

Lender

Name	BREMER BANK NA
Type	Bank
Address	LAKE ELMO, MN 55042

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2025

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000277009
Date	Jun 29, 2021
Instrument	277009

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 24, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Nov 4, 2021
Property Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202
Document Number	0000277951
Instrument Date	Oct 27, 2021
Instrument	277951
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	GRAND FORKS ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202

Mortgage

Document Number	0000277952
Date	Nov 4, 2021
Instrument	277952

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	277009
Date	Jun 29, 2021
Instrument	277009

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 24, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	Apr 4, 2014
Property Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202
Document Number	0000259453
Instrument Date	Mar 27, 2014
Instrument	259453
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7656 45TH ST NE, DEVILS LAKE, ND 58301-9202

Mortgage

Document Number	0000259454
Date	Apr 4, 2014
Instrument	259454

Lender

Name	AMERICAN BANK CENTER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 7656 45th St NE was $8,650, up 4.6% from the year before.

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Poplar Grove Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,650.00 (+4.58%)	$348,500 Land $62,500 Building $286,000	$697,000 Land $125,000 Building $572,000
2024	$8,271.00 (+29.68%)
2023	$6,378.00	$291,300 Land $61,500 Building $229,800	$582,600 Land $123,000 Building $459,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7656 45th St NE; there have been 203 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	203 (1995–2013)
Claims Outside the SFHA	127 of 203
Most Recent Claim	May 2013 · Flooding
Claims by Event	Flooding, May 2013 · 86 claims Severe Storms And Flooding, Jul 2009 · 15 claims Severe Storms, Flooding, & Ground Saturation, Jul 2001 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7656 45th St NE is moderate, ranking above 44% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 66% of North Dakota
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000

May also be available: Verizon.

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