Ramsey County property record for 7845 45th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,524 sqft · built 1970 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,270 (2025) |
| Deeds & Mortgages | Dec 2011 Mortgage Nov 2012 Mortgage + 3 more |
| APN | 05000001244003 |
| Primary APN | 05000001244003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,524 sqft Living Area |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Shingle |
| Lot Area | 94,961 sqft (2.18 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Heating System | Electric |
|---|
| Street Address | 7845 45TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT IN GVT LOT 3 CONT 2.18A 19 153 64 (DL/DL) |
| Legal Range | 64W |
| Legal Township | 153 |
| Legal Section | 19 |
| Legal Lot Number | 3 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | CREEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 957800 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7845 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 2, 2011 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Nov 2, 2012 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 20, 2009 | Deed of Trust, Mortgage BARRY L HOMAN |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7845 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000252687 |
|---|---|
| Date | Dec 2, 2011 |
| Instrument | 252687 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2041 |
| Rate | 4.25% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7845 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000255476 |
|---|---|
| Date | Nov 2, 2012 |
| Instrument | 255476 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CAROL STREAM, IL 60197 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7845 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000275575 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 275575 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7845 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000245303 |
|---|---|
| Date | Feb 20, 2009 |
| Instrument | 245303 |
| Name | BARRY L HOMAN |
|---|---|
| Type | Non-Lending Institution |
| Address | DEVILS LAKE, ND 58301 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7845 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 275575 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 275575 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| County Subdivision | Creel Township |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,270.00 (-57.4%) Homeowner's exemption | $168,650 (-) Land $20,350 Building $148,300 | $337,300 (-) Land $40,700 Building $296,600 |
| 2024 | $2,981.00 (-16.87%) | ||
| 2023 | $3,586.00 | $168,650 Land $20,350 Building $148,300 | $337,300 Land $40,700 Building $296,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 223 (1995–2012) |
| Claims Outside the SFHA | 135 of 223 |
| Most Recent Claim | Sep 2012 · lake rise |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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