Ramsey County property record for 7857 45th St NE, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,066 sqft · built 2005 |
| Lot Size | 3.18 acres (138,521 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,837 (2025) |
| Deeds & Mortgages | Jun 2005 Line of Credit |
| APN | 05418002339001 |
| Primary APN | 05418002339001 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,066 sqft Living Area |
| Basement Area | 2,016 sqft |
| Unfinished Basement | 2,016 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 138,521 sqft (3.18 acres) |
| Garage Type | Attached |
| Garage Area | 1,103 sqft |
| Street Address | 7857 45TH ST NE |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-9089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2-4 J & K ACRES (DL/DL) |
| Legal Subdivision | J & K ACRES |
| Legal Lot Number | 2-4 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | CREEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 957800 |
Source: Ramsey County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7857 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 7857 45TH ST NE, DEVILS LAKE, ND 58301-9089 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000235366 |
|---|---|
| Date | Jun 17, 2005 |
| Instrument | 235366 |
| Name | WESTERN STATE BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 13, 2010 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| County Subdivision | Creel Township |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,837.00 (-26.14%) | $224,750 (+15.55%) Land $20,750 Building $204,000 | $449,500 (+15.55%) Land $41,500 Building $408,000 |
| 2024 | $5,195.00 (+25.6%) | ||
| 2023 | $4,136.00 | $194,500 Land $20,750 Building $173,750 | $389,000 Land $41,500 Building $347,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 223 (1995–2012) |
| Claims Outside the SFHA | 135 of 223 |
| Most Recent Claim | Sep 2012 · lake rise |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 77% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| AT&T Fixed Wireless | 100 / 20 |
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