423 45th St NE, Devils Lake, ND 58301 Property Records

Ramsey County property record for 423 45th St NE, Devils Lake, ND 58301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,182 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2018)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2006 Mortgage + 3 more
APN	`05000001221050`

Property Details

APN / Parcel Number

Primary APN	`05000001221050`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,182 sqft Living Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	423 45TH ST NE
City	DEVILS LAKE
State	ND
Zip	58301-8527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUTLOT #05-0120 CONT 1.00A 17 153 64 (DL/DL)
Legal Range	64W
Legal Township	153
Legal Section	17
Jurisdiction	RAMSEY ND
Township / Civil Division	CREEL
Census Block Group	1
Census Block	1032
Census Tract	957800

Owner

Source: Ramsey County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK
Nov 1, 2006	Deed of Trust, Mortgage RAMSEY NATIONAL BANK & TRUST CO
Dec 23, 2009	Deed of Trust, Mortgage RAMSEY NATIONAL BANK & TRUST CO
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK
May 16, 2018	Warranty Deed, Transfer · Conventional Mortgage WESTERN STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2018 · Amount on Record
Deed Sale	May 16, 2018 · Amount on Record
Deed Document Number	2018269944
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527
Transaction Type	Mortgage
Record Updated	May 26, 2026
Title Company	REGENCY TITLE-FARGO, REGENCY TITLE FARGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000278172
Date	Dec 6, 2021
Instrument	278172

Lender

Name	WESTERN STATE BANK
Type	Bank
Address	WEST FARGO, ND 58078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000239192
Date	Nov 1, 2006
Instrument	239192

Lender

Name	RAMSEY NATIONAL BANK & TRUST CO
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 5, 2011

Interest

Rate Type	Adjustable Rate

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY ND
Property Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000247541
Date	Dec 23, 2009
Instrument	247541

Lender

Name	RAMSEY NATIONAL BANK & TRUST CO
Address	DEVILS LAKE, ND 58301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 5, 2014

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	May 16, 2018
Property Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527
Document Number	269944
Instrument Date	May 11, 2018
Instrument	269944
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527

Mortgage

Document Number	269945
Date	May 16, 2018
Instrument	269945

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY ND
Recording Date	May 16, 2018
Property Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527
Document Number	0000269944
Instrument Date	May 11, 2018
Instrument	269944
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	THE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 45TH ST NE, DEVILS LAKE, ND 58301-8527

Mortgage

Document Number	0000269945
Date	May 16, 2018
Instrument	269945

Lender

Name	WESTERN STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Ramsey County
County Subdivision	Creel Township
Unified School District	Devils Lake Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,136.00 (-56.11%)	$113,100 (+10.29%) Land $9,850 Building $103,250	$226,200 (+10.29%) Land $19,700 Building $206,500
2024	$2,588.00 (+18.72%)
2023	$2,180.00	$102,550 Land $9,850 Building $92,700	$205,100 Land $19,700 Building $185,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	223 (1995–2012)
Claims Outside the SFHA	135 of 223
Most Recent Claim	Sep 2012 · lake rise
Claims by Event	Flooding, Jun 2011 · 37 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, May 1997 · 31 claims Severe Storms,flooding, & Ice Jams, Jun 1996 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 77% of North Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Dakota Telephone Company Fiber	10,000 / 10,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Midco.

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