782 Winding River Dr, Williamston, MI 48895 Property Records

Ingham County property record for 782 Winding River Dr, Williamston, MI 48895

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,624 sqft · built 1997
Lot Size	0.194 acres (8,451 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,900 (Jan 2021)
Tax Bill	$6,987 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-18-03-34-427-065`

Property Details

APN / Parcel Number

Primary APN	`33-18-03-34-427-065`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	1,032 sqft
Basement Area	1,032 sqft
Flooring	Vinyl Sheet/Linoleum

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	400 sqft
Porch	Slab
Deck Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	782 WINDING RIVER DR
City	WILLIAMSTON
State	MI
Zip	48895-9024
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1S
Legal Description	UNIT 65 RIVERWOOD CONDOMINIUM INGHAM CO CONDO SUB PLAN NO 94; NEW DESCR. 1997 ROLL SPLIT FROM 03-34-277-001
Legal Subdivision	RIVERWOOD CONDOMINIUM
Legal Unit	65
Jurisdiction	INGHAM MI
Township / Civil Division	WILLIAMSTON
Census Block Group	1
Census Block	1012
Census Tract	5800

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	782 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage VAN DYK MORTGAGE CORP
Jan 25, 2021	Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Nov 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Feb 4, 2020 · Amount on Record
Deed Document Number	20213228
Prior Transfer Date	Aug 23, 2001
Prior Transfer Doc	0000047339
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	May 5, 2026
Property Address	782 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Document Number	0000012991
Instrument Date	Apr 21, 2026
Instrument	202612991
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024

Mortgage

Document Number	0000012991,
Date	May 5, 2026
Instrument	202612991

Lender

Name	ELGA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 27, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	782 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Transaction Type	Mortgage
Record Updated	Mar 9, 2022
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	782 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024

Mortgage

Document Number	0000006603
Date	Feb 18, 2022
Instrument	2022-006603

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Jan 25, 2021
Property Address	782 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Document Number	0000003228
Map Reference	LB 1997 PG 1054
Instrument Date	Jan 21, 2021
Instrument	2021-003228
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,064.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	782 WINDING RIVER DR, 782, WILLIAMSTON, MI 48895-9024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2373 FLAGSTONE DR, FLUSHING, MI 48433-2583

Mortgage

Document Number	0000003229
Date	Jan 25, 2021
Instrument	2021-003229

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	782 WINDING RIVER DR, WILLIAMSTON, MI 48895-9024
Document Number	0000042557
Instrument Date	Nov 24, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	782 WINDING RIVER DR WILLIAMSTON MI 488959024, WILLIAMSTON, MI 48895-9024

Mortgage

Document Number	0000042557
Date	Nov 30, 2017
Instrument	42557

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 29, 2032

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
Municipality	Williamston City
Unified School District	Williamston Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$141,400 (+9.78%) Land $27,000 Building $114,400	$282,800 (+9.78%) Land $54,000 Building $228,800
2025	$6,987.00 (+3.02%) Homeowner's exemption	$128,800 (+12.98%) Land $27,000 Building $101,800	$257,600 (+12.98%) Land $54,000 Building $203,600
2024	$6,782.00 (+56.02%)
2023		$114,000 Land $24,300 Building $89,700	$228,000 Land $48,600 Building $179,400
2019	$4,347.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1985–2021)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WILLIAMSTON serves 3,917 people · EPA ID MI0007120
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier, Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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