63 Bainbridge Ln, Webster, NY 14580 Property Records

Monroe County and Penfield Town property record for 63 Bainbridge Ln, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,409 sqft · built 2002
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$240,638 (Apr 2002)
Tax Bill	$11,179 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`095.01-2-5`

Property Details

APN / Parcel Number

Primary APN	`095.01-2-5`
Alternative APNs	`42000950100002005000` `264200 095.01-2-5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,409 sqft Living Area
1st Floor Area	1,348 sqft
2nd Floor Area	934 sqft
Upper Floors Area	127 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	24,829 sqft (0.57 acres)
Lot Width	117 ft Width
Garage Type	Attached
Garage Area	527 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	78 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	095.01-2-5
Street Address	63 BAINBRIDGE LN
City	WEBSTER
State	NY
Zip	14580-8816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Description	L 33 & 34 T13 R4 L205 CRANBERRY COVE SEC 2
Legal Subdivision	CRANBERRY COVE SUBDIVISION
Legal Block	2
Legal Lot Number	5.000
Jurisdiction	MONROE NY
Township / Civil Division	PENFIELD
Census Block Group	1
Census Block	1008
Census Tract	11506

Owner

Source: Monroe County and Penfield Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63 BAINBRIDGE LN, WEBSTER, NY 14580-8816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Deed of Trust, Mortgage · Line of Credit ESL FCU
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ESL FCU
Aug 6, 2020	Loan Modification, Mortgage · Conventional Mortgage ESL FCU
May 17, 2019	Loan Modification, Mortgage · Conventional Mortgage ESL FCU
May 22, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ESL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2002 · Amount on Record
Deed Sale	Apr 2, 2002 · Amount on Record
Deed Book / Page	9599 / 296
Last Transfer Date	Apr 12, 2019
Transfer Doc	0000000952
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	63 BAINBRIDGE LN, WEBSTER, NY 14580-8816
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY CO UPST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202503328630
Date	Aug 29, 2025
Book Page	31124/957
Instrument	202503328630

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	63 BAINBRIDGE LN, WEBSTER, NY 14580-8816
Document Number	0000001069
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 BAINBRIDGE LN WEBSTER NY 145808816, WEBSTER, NY 14580-8816

Mortgage

Document Number	0000001069
Date	Aug 13, 2020
Book Page	028674/000326
Instrument	1069

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	63 BAINBRIDGE LN, WEBSTER, NY 14580-8816
Document Number	0000001070
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	CHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 BAINBRIDGE LN WEBSTER NY 145808816, WEBSTER, NY 14580-8816

Mortgage

Document Number	0000001070
Date	Aug 13, 2020
Book Page	028674/000338
Instrument	1070

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONROE NY
Property Address	63 BAINBRIDGE LN, WEBSTER, NY 14580-8816
Document Number	0000000954
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 BAINBRIDGE LN WEBSTER NY 145808816, WEBSTER, NY 14580-8816

Mortgage

Document Number	0000000954
Date	May 22, 2019
Book Page	028032/000083
Instrument	954

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE NY
Recording Date	May 22, 2019
Property Address	63 BAINBRIDGE LN, WEBSTER, NY 14580-8816
Document Number	0000000952
Book / Page	12186 / 427
Map Reference	LB 302 PG 25
Instrument Date	Apr 12, 2019
Instrument	201905220952
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 BAINBRIDGE LN, WEBSTER, NY 14580-8816

Mortgage

Document Number	0000000953
Date	May 22, 2019
Instrument	201905220953

Lender

Name	ESL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Monroe County and Penfield Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Penfield Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,179.00 (+7.89%)
2025	$10,361.00 (-4.97%)	$381,700 (-) Land $74,300 Building $307,400	$508,900 (+25.31%) Land $99,060 Building $409,840
2023		$381,700 (-) Land $74,300 Building $307,400	$406,100 (+6.39%) Land $79,050 Building $327,050
2022		$381,700 Land $74,300 Building $307,400	$381,700 Land $74,300 Building $307,400
2021	$10,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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