778 River Point Rd, Canton, NC 28716 Property Records

Haywood County property record for 778 River Point Rd, Canton, NC 28716 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms5 Baths
Year BuiltBuilt 2007
Square Footage1,747 sqft Heated Area
Lot Size297,515 sqft (6.83 acres)
Garage576 sqft
OccupancyOwner Occupied

Property Details

APN / Parcel Number

Primary APN8646-30-8460
Alternative APNs
  • 8646-30-7298
  • 276314

Interior

Bedrooms4 Beds
Full Baths5 Baths
Building Area1,747 sqft Heated Area
Basement Area2,119 sqft Basement
Finished Basement2,119 sqft Finished
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Lot Area297,515 sqft (6.83 acres)
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage
Balcony Area48 sqft Balcony
TopographyWooded Topography

Utilities and HVAC

Cooling SystemPartial Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number276314
Street Address778 RIVER POINT RD
CityCANTON
StateNC
Zip28716-9392
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description778 RIVER POINT RD
JurisdictionHAYWOOD NC
Minor Civil DivisionPIGEON
Census Blockgroup2
Census Block2008
Census Tract921301

Owner

Source: Haywood County records · APN 8646-30-8460

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address778 RIVER POINT RD, CANTON, NC 28716-9392
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC
Jun 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
MILLENNIAL HOME LENDING INC
Oct 29, 2024Deed of Trust, Mortgage · Veterans Administration Mortgage
E MORTGAGE CAPITAL INC
Dec 14, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address778 RIVER POINT RD, CANTON, NC 28716-9392
Transaction TypeMortgage
Record UpdatedJun 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010311944
DateMay 26, 2021
Book Page1031/1944
Instrument2021006500
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address778 RIVER POINT RD, CANTON, NC 28716-9392
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000340238
DateJun 22, 2021
Book Page34/238
Instrument2021007652
Lender
NameMILLENNIAL HOME LENDING INC
TypeMortgage Company
AddressCHATSWORTH, CA 91311
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address778 RIVER POINT RD, CANTON, NC 28716-9392
Transaction TypeMortgage
Record UpdatedJun 29, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 RIVER POINT RD, CANTON, NC 28716-9392

Mortgage

Document Number0011162288
DateOct 29, 2024
Book Page1116/2288
Instrument2024008631
Lender
NameE MORTGAGE CAPITAL INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2054

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateDec 14, 2022
Property Address778 RIVER POINT RD, CANTON, NC 28716-9392
Document Number0010771683
Book / Page1077 / 1683
Map ReferenceCAB C PL 6254
Instrument DateDec 09, 2022
Instrument2022012804
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,720.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address778 RIVER POINT RD, CANTON, NC 28716-9392

Transferred To (Grantee/Buyer)

NameVerified Name
Address3157 GENTILLY BLVD # 4071, NEW ORLEANS, LA 70122-3872

Mortgage

Document Number0010771687
DateDec 14, 2022
Instrument1077-1687
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2026$658,600 (+4.41%) Land $128,300 Building $530,300
2025$630,800 (-) Land $101,400 Building $529,400$658,600 (+4.41%) Land $128,300 Building $530,300
2023$630,800 Land $101,400 Building $529,400$630,800 (-) Land $101,400 Building $529,400
2021$630,800 Land $101,400 Building $529,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 60% of the US · above 83% of North Carolina
Wildfire LikelihoodAbout 1 in 704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Point Rd

Nearby Streets

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