Haywood County property record for 580 River Point Rd, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 880 sqft · built 1992 |
| Lot Size | 5 acres (218,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $760,000 (Nov 2025) |
| Tax Bill | $2,237 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Nov 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8645-49-1538 |
| Primary APN | 8645-49-1538 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 880 sqft Heated Area |
| Gross Area | 1,760 sqft |
| 1st Floor Area | 880 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Lot Area | 218,148 sqft (5 acres) |
| Porch | Slab |
| Balcony Area | 30 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 290503 |
|---|---|
| Street Address | 580 RIVERBEND ST |
| City | WAYNESVILLE |
| State | NC |
| Zip | 28786 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 580 RIVER POINT RD |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | PIGEON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 921301 |
Source: Haywood County records, as of October 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 KINGS MILL CT, BILTMORE LAKE, NC 28715-8959 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2025 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU |
| Nov 25, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | Apr 29, 1992 |
| Deed Document Number | 202510197 |
| Deed Book / Page | 1141 / 1544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 580 RIVERBEND ST, WAYNESVILLE, NC 28786 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0011321167 |
|---|---|
| Date | Jul 16, 2025 |
| Book Page | 1132/1167 |
| Instrument | 2025005747 |
| Name | MOUNTAIN CU |
|---|---|
| Type | Credit Union |
| Address | WAYNESVILLE, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Nov 25, 2025 |
| Property Address | 580 RIVERBEND ST, WAYNESVILLE, NC 28786 |
| Document Number | 0011411544 |
| Book / Page | 1141 / 1544 |
| Map Reference | CAB D SL 3575 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025010197 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 KINGS MILL CT, BILTMORE LAKE, NC 28715-8959 |
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,800 (+0.03%) Land $94,900 Building $224,900 | ||
| 2025 | $2,237.00 | $319,700 (-) Land $94,800 Building $224,900 | $319,800 (+0.03%) Land $94,900 Building $224,900 |
| 2023 | $319,700 Land $94,800 Building $224,900 | $319,700 (-) Land $94,800 Building $224,900 | |
| 2021 | $319,700 Land $94,800 Building $224,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 18 (1994–2024) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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