416 River Point Rd, Canton, NC 28716 Property Records

Haywood County property record for 416 River Point Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1988
Lot Size	3.65 acres (159,386 sqft)
Owner	Individual Name on Record
Last Sale	$302,000 (Sep 2017)
Tax Bill	$2,523 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8645-49-1931`

Property Details

APN / Parcel Number

Primary APN	`8645-49-1931`
Alternative APN	`249515`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Heated Area
Gross Area	2,378 sqft
1st Floor Area	1,218 sqft
Upper Floors Area	913 sqft
Basement Area	1,218 sqft
Unfinished Basement	1,218 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	159,386 sqft (3.65 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	249515
Street Address	416 RIVER POINT RD
City	CANTON
State	NC
Zip	28716-2618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	416 RIVER POINT RD
Jurisdiction	HAYWOOD NC
Township / Civil Division	PIGEON
Census Block Group	2
Census Block	2008
Census Tract	921301

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 RIVER POINT RD, CANTON, NC 28716-2618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Sep 18, 2017	Warranty Deed, Transfer MOVEMENT MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on Record
Deed Sale	Sep 18, 2017 · Amount on Record
Prior Sale	Oct 11, 1994 · Amount on Record
Deed Document Number	20178525
Deed Book / Page	936 / 1518
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	416 RIVER POINT RD, CANTON, NC 28716-2618
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 RIVER POINT RD, CANTON, NC 28716-2618

Mortgage

Document Number	0011401331
Date	Nov 10, 2025
Book Page	1140/1331
Instrument	2025009655

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 3, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	416 RIVER POINT RD, CANTON, NC 28716-2618
Document Number	0010030871
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 RIVER POINT RD CANTON NC 287162618, CANTON, NC 28716-2618

Mortgage

Document Number	0010030871
Date	Jul 29, 2020
Book Page	001003/000871
Instrument	7124

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Sep 18, 2017
Property Address	416 RIVER POINT RD, CANTON, NC 28716-2618
Document Number	0009361618
Book / Page	000936 / 001618
Instrument Date	Sep 15, 2017
Instrument	8525
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	416 RIVER POINT RD CANTON NC 287162618, CANTON, NC 28716-2618

Mortgage

Document Number	9361522
Date	Sep 18, 2017
Book Page	000936/001522
Instrument	8526

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,800 (-) Land $78,100 Building $285,700
2025	$2,523.00	$363,800 (-) Land $78,100 Building $285,700	$363,800 (-) Land $78,100 Building $285,700
2023		$363,800 Land $78,100 Building $285,700	$363,800 (-) Land $78,100 Building $285,700
2021			$363,800 Land $78,100 Building $285,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	18 (1994–2024)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 9 claims Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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