309 River Point Rd, Canton, NC 28716 Property Records

Haywood County property record for 309 River Point Rd, Canton, NC 28716

Property Summary

Property TypeManufactured or Modular Home
Details3 bd · 3 ba · 1,456 sqft · built 2000
Lot Size1.95 acres (84,942 sqft)
Owner2 Individual Names on Record
Last Sale$430,000 (May 2023)
Tax Bill$2,209 (2025)
Deeds & MortgagesApr 2026 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN8645-49-7487

Property Details

APN / Parcel Number

Primary APN8645-49-7487
Alternative APNs
  • 225448
  • 278626

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,456 sqft Heated Area
Gross Area2,184 sqft
1st Floor Area1,456 sqft
Upper Floors Area728 sqft
Basement Area1,456 sqft
Unfinished Basement1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleModular
Exterior MaterialVinyl
Roof MaterialAsphalt
Lot Area84,942 sqft (1.95 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number278626
Street Address309 RIVER POINT RD
CityCANTON
StateNC
Zip28716-2636
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Legal Description309 RIVER POINT RD
Legal SubdivisionHAROLD L & SUSAN C BLANTON
JurisdictionHAYWOOD NC
Township / Civil DivisionPIGEON
Census Block Group2
Census Block2008
Census Tract921301

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 RIVER POINT RD, CANTON, NC 28716-2636
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
May 26, 2023Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleJul 3, 2012 · Amount on Record
Deed Document Number20234446
Deed Book / Page1087 / 696
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Recording DateApr 6, 2026
Property Address309 RIVER POINT RD, CANTON, NC 28716-2636
Document Number0000002757
Book / Page1150 / 482
Instrument DateApr 1, 2026
Instrument20262757
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 RIVER POINT RD, CANTON, NC 28716-2636

Mortgage

Document Number0000002757,
DateApr 6, 2026
Book Page1150/482
Instrument20262757
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMay 26, 2023
Property Address309 RIVER POINT RD, CANTON, NC 28716-2636
Document Number0010870696
Book / Page1087 / 696
Instrument DateMay 23, 2023
Instrument2023004446
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address329 FAWN TRL, CANTON, NC 28716-5766

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 RIVER POINT RD, CANTON, NC 28716-2636

Mortgage

Document Number2023004447
DateMay 26, 2023
Instrument2023004447
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$315,400 (-) Land $59,500 Building $255,900
2025$2,209.00$315,400 (+2.9%) Land $59,500 Building $255,900$315,400 (+2.9%) Land $59,500 Building $255,900
2023$306,500 Land $59,500 Building $247,000$306,500 (-) Land $59,500 Building $247,000
2021$306,500 Land $59,500 Building $247,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1994–2024)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 9 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims
  • Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 75% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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