St. Louis County property record for 7749 McCarthy Beach Rd, Side Lake, MN 55781
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1 ba · 1,800 sqft · built 1975 |
| Lot Size | 0.472 acres (20,598 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,524 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0040-00310 |
| Primary APN | 370-0040-00310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Gross Area |
| 1st Floor Area | 1,800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 20,598 sqft (0.472 acres) |
| Porch | Slab |
| Deck Area | 600 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 555272 |
|---|---|
| Street Address | 7749 MCCARTHY BEACH RD |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOTS 31 AND 32 INC PART OF VACATED ALLEYADJ SERIAL # |
| Legal Subdivision | MC CARTHYS BEACH TOWN OF FRENC |
| Legal Lot Number | 31-32 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 15100 |
7749 McCarthy Beach Rd, a residential property, is owned by an individual.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 736 CASTLETON CT, SAINT PAUL, MN 55123-1669 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 7749 McCarthy Beach Rd was $4,524, up 10.2% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,524.00 (+10.23%) | ||
| 2025 | $4,104.00 (+8.69%) | $533,800 (+24.11%) Land $221,300 Building $312,500 | $533,800 (+24.11%) Land $221,300 Building $312,500 |
| 2024 | $3,776.00 | $430,100 Land $191,400 Building $238,700 | $430,100 Land $191,400 Building $238,700 |
| 2022 | $311,900 Land $141,200 Building $170,700 | $311,900 Land $141,200 Building $170,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7749 McCarthy Beach Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7749 McCarthy Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Communications Fiber | 1,000 / 1,000 |
| Northern Wireless Media Fixed Wireless | 100 / 40 |
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