Seminole County property record for 738 E Osceola Rd, Geneva, FL 32732
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,128 sqft · built 2017 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $50,000 (Apr 2015) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Jan 2017 Mortgage + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 02-20-32-3AM-001F-0000 |
| Primary APN | 02-20-32-3AM-001F-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,128 sqft Living Area |
| 1st Floor Area | 2,128 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Mobile Home |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 738 E OSCEOLA RD |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9541 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | A5 |
| Legal Description | SEC 10 TWP 20S RGE 32E FROM NW COR RUN S 1963.26 FT NELY ON CURVE 148.28 FT N 35 DEG 13 MIN 36 SEC E 1210.78 FT NELY ON CURVE 478.58 FT E 2184.82 FT TO POB RUN N 550.58 FT N 86 DEG 52 MIN 48 SEC E 332.31 FT S 12 DEG 23 MIN 19 SEC E 550 FT S 77 DEG 36 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 02 |
| Legal Subdivision | OSCEOLA WOODS 5 ACRE DEVELOPMENT 44 PARC |
| Legal Tract | 3AM |
| Legal Lot Number | 21 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 738 E OSCEOLA RD, GENEVA, FL 32732-9541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2025 | Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Jan 26, 2017 | Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Nov 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage CASCADE LOANS |
| Aug 7, 2017 | Loan Modification, Mortgage · FHA Mortgage CASCADE FIN'L SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2015 · Amount on Record |
| Deed Sale | Apr 7, 2015 · Amount on Record |
| Prior Sale | Feb 1, 2013 · Amount on Record |
| Deed Document Number | 201536073 |
| Deed Book / Page | 8444 / 1000 |
| Prior Transfer Date | Feb 11, 2013 |
| Prior Transfer Doc | 0079891672 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 738 E OSCEOLA RD, GENEVA, FL 32732-9541 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 738 E OSCEOLA RD, GENEVA, FL 32732-9541 |
| Document Number | 0109140498 |
|---|---|
| Date | Oct 13, 2025 |
| Book Page | 10914/498 |
| Instrument | 2025101323 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 263 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 738 E OSCEOLA RD, GENEVA, FL 32732-9541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088501121 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 08850/1121 |
| Instrument | 2017009136 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 364 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 738 E OSCEOLA RD, GENEVA, FL 32732-9541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 738 E OSCEOLA RD, GENEVA, FL 32732-9541 |
| Document Number | 0097680142 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 9768/142 |
| Instrument | 2020134605 |
| Name | CASCADE LOANS |
|---|---|
| Type | Non-Lending Institution |
| Address | CHANDLER, AZ 85286 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | May 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 738 E OSCEOLA RD, GENEVA, FL 32732-9541 |
| Document Number | 0089930640 |
| Book / Page | 008993 / 000640 |
| Instrument Date | Aug 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 738 E OSCEOLA RD GENEVA FL 327329541, GENEVA, FL 32732-9541 |
| Document Number | 0089930640 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 008993/000640 |
| Instrument | 95548 |
| Name | CASCADE FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | GILBERT, AZ 85297 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 (+8.64%) Homeowner's exemption | $199,641 (+5.99%) | $280,482 (+14.61%) Land $97,500 Building $182,982 |
| 2023 | $2,280.00 (+2.8%) Homeowner's exemption | $188,364 (+3%) | $244,722 (+1.4%) Land $70,875 Building $173,847 |
| 2022 | $2,218.00 Homeowner's exemption | $182,878 | $241,347 Land $67,500 Building $173,847 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures