776 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 776 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,390 sqft · built 1957
Lot Size	0.942 acres (41,034 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (May 2005)
Tax Bill	$2,829 (2025)
Deeds & Mortgages	Oct 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`05-07S-01W-0000-0150-0000`

Property Details

APN / Parcel Number

Primary APN	`05-07S-01W-0000-0150-0000`
Alternative APN	`01W07S05000001500000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,390 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Metal
Lot Area	41,034 sqft (0.942 acres)
Lot Dimensions	265 ft deep x 155 ft wide
View / Lot	Bay Front
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Unfinished Open Porch
Porch Area	95 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	776 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 8 RECD OR/67/100 UN RECD PL R E KESTNER LESS THE NORTHERLY 40 FT OF LOT 8 851/528 1317/292
Legal Range	01W
Legal Township	07S
Legal Section	05
Legal Subdivision	PL R E KESTNER
Legal Lot Number	7,8
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2010
Census Tract	970102

Owner

Source: Franklin County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13617 N MERIDIAN RD, TALLAHASSEE, FL 32312-9785
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2005 · Amount on Record
Deed Sale	May 18, 2005 · Amount on Record
Deed Document Number	2005200504414
Deed Book / Page	851 / 528
Last Transfer Date	May 27, 2021
Transfer Doc	0019006639
Record Updated	Jun 8, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN FL
Recording Date	Oct 25, 2021
Property Address	776 ALLIGATOR DR, PANACEA, FL 32346-5104
Document Number	0019006639
Book / Page	1317 / 292
Instrument Date	May 27, 2021
Instrument	202119006639
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	13617 N MERIDIAN RD, TALLAHASSEE, FL 32312-9785

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (-2.38%)	$260,725 (-0.31%) Land $164,300 Building $96,425	$260,725 (-0.31%) Land $164,300 Building $96,425
2024	$2,898.00 (+3.28%)	$261,544 (+7.99%) Land $164,300 Building $97,244	$261,544 (+7.99%) Land $164,300 Building $97,244
2023	$2,806.00 (+5.73%)	$242,189 (+8.86%) Land $164,300 Building $77,889	$242,189 (+8.86%) Land $164,300 Building $77,889
2022	$2,654.00	$222,484 Land $164,300 Building $58,184	$222,484 Land $164,300 Building $58,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20