Franklin County property record for 1085 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,377 sqft · built 1964 |
| Lot Size | 0.578 acres (25,178 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,845 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 05-07S-01W-1032-0000-0020 |
| Primary APN | 05-07S-01W-1032-0000-0020 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,377 sqft Living Area |
| Gross Area | 1,653 sqft |
| 1st Floor Area | 1,377 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,178 sqft (0.578 acres) |
| Lot Dimensions | 315 ft deep x 80 ft wide |
| View / Lot | Gulf |
| Garage Type | Carport |
| Garage Area | 304 sqft |
| Carport | Carport |
| Carport Area | 304 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 276 sqft |
| Cooling System | Window A/C |
|---|
| Street Address | 1085 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 2 HOLIDAY BEACH LOT 2 1104/658 1242/76-DEATH CERT 1244/233 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | HOLIDAY BEACH |
| Legal Lot Number | 2 |
| Legal Unit | 2 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 970102 |
Source: Franklin County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 120 GOLF HILL RD, HONESDALE, PA 18431-4170 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 3, 2019 |
| Transfer Doc | 0019002849 |
| Record Updated | Jun 8, 2026 |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,845.00 (+17.15%) | $732,581 (+34.51%) Land $604,800 Building $127,781 | $732,581 (+34.51%) Land $604,800 Building $127,781 |
| 2024 | $5,843.00 (+6.22%) | $544,633 (+12.78%) Land $415,800 Building $128,833 | $544,633 (+12.78%) Land $415,800 Building $128,833 |
| 2023 | $5,501.00 (+3.01%) | $482,902 (+5.9%) Land $380,520 Building $102,382 | $482,902 (+5.9%) Land $380,520 Building $102,382 |
| 2022 | $5,340.00 | $456,000 Land $380,520 Building $75,480 | $456,000 Land $380,520 Building $75,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
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