Franklin County property record for 766 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,163 sqft · built 1956 |
| Lot Size | 0.771 acres (33,585 sqft) |
| Owner | Individual Name on File |
| Last Sale | $69,000 (Mar 1998) |
| Tax Bill | $670 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 05-07S-01W-0000-0120-0000 |
| Primary APN | 05-07S-01W-0000-0120-0000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,163 sqft Heated Area |
| Gross Area | 1,668 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 33,585 sqft (0.771 acres) |
| Lot Dimensions | 210 ft deep x 160 ft wide |
| Porch | Finished/Screened Porch |
| Porch Area | 485 sqft |
| Fence | Fence |
| Cooling System | None |
|---|---|
| Heating System | Convection |
| Street Address | 766 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 & 12 OR/7/149 7/139 RECD PL R E KESTNER OR 162/140 359/53 361/131 583/616 591/697 596/477 1284/440-DEATH CERT |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Lot Number | 11,12 12 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970102 |
766 Alligator Dr is owned and occupied by an individual who bought it in March 1998.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 766 ALLIGATOR DR, PANACEA, FL 32346-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 1998 · Amount on File |
| Deed Sale | Mar 3, 1998 · Amount on File |
| Deed Document Number | 0000591697 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 766 Alligator Dr was $670 with exemptions applied, up 2.6% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $670.00 (+2.6%) Homeowner's exemption Widower's exemption | $100,313 (+2.9%) | $239,391 (-0.39%) Land $134,400 Building $104,991 |
| 2024 | $653.00 (+1.24%) Homeowner's exemption Widower's exemption | $97,486 (+3%) | $240,319 (+9.95%) Land $134,400 Building $105,919 |
| 2023 | $645.00 (-5.56%) Homeowner's exemption Widower's exemption | $94,647 (+3%) | $218,577 (+11.27%) Land $134,400 Building $84,177 |
| 2022 | $683.00 Homeowner's exemption Widower's exemption | $91,890 | $196,437 Land $134,400 Building $62,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 766 Alligator Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 766 Alligator Dr is high, ranking above 76% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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