Franklin County property record for 756 Alligator Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,280 sqft · built 1952 |
| Lot Size | 0.826 acres (35,981 sqft) |
| Owner | Individual Name on File |
| Last Sale | $487,500 (Sep 2026) |
| Tax Bill | $2,853 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2023 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 05-07S-01W-0000-0090-0000 |
| Primary APN | 05-07S-01W-0000-0090-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Bungalow |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 35,981 sqft (0.826 acres) |
| Lot Dimensions | 200 ft deep x 90 ft wide |
| View / Lot | Bay Front |
| Porch | Slab |
| Porch Area | 534 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 756 ALLIGATOR DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-5104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 14 AND 15 UNRE RE KESTNER OR 104/613 293/83 576/424 653/2 692/196 1016/148 1016/151 1230/259 1355/541-DC 1355/546 1380/106-PROBATE CASE NO:2023CP82 1391/181 1410/683 |
| Legal Range | 01W |
| Legal Township | 07S |
| Legal Section | 05 |
| Legal Subdivision | UNRE RE KESTNER |
| Legal Lot Number | 14,15 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970102 |
756 Alligator Dr is owned and occupied by an individual who bought it in September 2026.
Source: Franklin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 756 ALLIGATOR DR, PANACEA, FL 32346-5104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Feb 6, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 31, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2026 · Amount on File |
| Deed Sale | Sep 17, 2026 · Amount on File |
| Prior Sale | Dec 1, 2000 · Amount on File |
| Deed Document Number | 20264332 |
| Deed Book / Page | 1454 / 599 |
| Prior Transfer Date | Jul 16, 2010 |
| Prior Transfer Doc | 0019004646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Sep 17, 2026 |
| Property Address | 756 ALLIGATOR DR, PANACEA, FL 32346-5104 |
| Document Number | 0000004332 |
| Book / Page | 1454 / 599 |
| Instrument Date | Aug 16, 2026 |
| Instrument | 20264332 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | HAYWARD TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344,662.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 756 ALLIGATOR DR, PANACEA, FL 32346-5104 |
| Document Number | 0000004333, |
|---|---|
| Date | Sep 17, 2026 |
| Instrument | 20264333 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Feb 6, 2023 |
| Property Address | 756 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5104 |
| Document Number | 0019000552 |
| Book / Page | 1355 / 546 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 202319000552 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 MCDANIEL ST, TALLAHASSEE, FL 32303-6347 |
| Name | Verified Name |
|---|---|
| Address | 612 MCDANIEL ST, TALLAHASSEE, FL 32303-6347 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 31, 2018 |
| Property Address | 756 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5104 |
| Document Number | 0019005171 |
| Book / Page | 001230 / 000259 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 19005171 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 850 BROOKWOOD DR TALLAHASSEE FL 323085116, TALLAHASSEE, FL 32308-5116 |
The 2025 property tax bill for 756 Alligator Dr was $2,853, up 89.4% from the year before.
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,853.00 (+89.44%) | $262,959 (+52.83%) Land $108,000 Building $154,959 | $262,959 (-0.53%) Land $108,000 Building $154,959 |
| 2024 | $1,506.00 (-0.33%) Homeowner's exemption | $172,062 (+3%) | $264,350 (+13.49%) Land $108,000 Building $156,350 |
| 2023 | $1,511.00 (+0.87%) Homeowner's exemption | $167,050 (+3%) | $232,937 (+15.93%) Land $108,000 Building $124,937 |
| 2022 | $1,498.00 Homeowner's exemption | $162,184 | $200,928 Land $108,000 Building $92,928 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 756 Alligator Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 293 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured incl. 36 condo units |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 756 Alligator Dr is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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