768 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 768 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,260 sqft · built 1956
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (May 2026)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone AE (high risk)
APN	`05-07S-01W-0000-0130-0000`

Property Details

APN / Parcel Number

Primary APN	`05-07S-01W-0000-0130-0000`
Alternative APN	`01W07S05000001300000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Bungalow
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	240 ft deep x 80 ft wide
View / Lot	Bay Front
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Street Address	768 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 RECD OR/10/253 UN RECD PL R E KESTNER OR 403/278 OR 553/302 OR 553/308
Legal Range	01W
Legal Township	07S
Legal Section	05
Legal Subdivision	PL R E KESTNER
Legal Lot Number	10
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2010
Census Tract	970102

Owner

Source: Franklin County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	566 CAUSEY RD, MOULTRIE, GA 31788-8737
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Deed Document Number	20262390
Deed Book / Page	1445 / 558
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	May 26, 2026
Property Address	768 ALLIGATOR DR, PANACEA, FL 32346
Document Number	0000002390
Book / Page	1445 / 558
Instrument Date	Apr 22, 2026
Instrument	20262390
Transaction Type	Transfer
Record Updated	Jun 10, 2026
Title Company	WAKULLA TITLE

Transaction

Amount	Amount Recorded
Tax	$240,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 CAUSEY RD, MOULTRIE, GA 31788-8737
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00 (-6.04%)	$132,837 (+8.41%) Land $76,800 Building $56,037	$132,837 (+8.41%) Land $76,800 Building $56,037
2023	$1,292.00 (+48.34%)	$122,535 Land $76,800 Building $45,735	$122,535 Land $76,800 Building $45,735
2021	$871.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20