7749 Chance Dr, Cleves, OH 45002 Property Records

Hamilton County property record for 7749 Chance Dr, Cleves, OH 45002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,764 sqft · built 2005
Lot Size	0.404 acres (17,633 sqft)
Owner	Individual Name on File
Last Sale	$402,100 (Sep 2005)
Tax Bill	$7,669 (2025)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`570-0010-0226-00`

Property Details

APN / Parcel Number

Primary APN	`570-0010-0226-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,764 sqft Living Area
1st Floor Area	1,528 sqft
2nd Floor Area	1,236 sqft
Basement Area	1,528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	17,633 sqft (0.404 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	305 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7749 CHANCE DR
City	CLEVES
State	OH
Zip	45002-8616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANCE DR0.4048 AC LOT 61 WHISPERINGFARMS PUD SUB BLK A
Legal Subdivision	WHISPERING FARMS PUD SUB
Legal Block	A
Legal Lot Number	61
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1002
Census Tract	20403

Owner

7749 Chance Dr is owned and occupied by an individual who bought it in September 2005.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7749 CHANCE DR, CLEVES, OH 45002-8616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2005 · Amount on File
Deed Sale	Sep 6, 2005 · Amount on File
Prior Sale	Mar 18, 2005 · Amount on File
Deed Document Number	05-149722
Deed Book / Page	10032 / 02919
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7749 CHANCE DR, CLEVES, OH 45002-8616
Transaction Type	Mortgage
Record Updated	Sep 20, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053584
Date	Aug 2, 2023
Book Page	14970/124
Instrument	2023-0053584

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7749 Chance Dr was $7,669, up 12.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,669.00 (+12.38%)	$143,707 (-) Land $29,348 Building $114,359
2024	$6,824.00 (-0.09%)	$143,707 (-) Land $29,348 Building $114,359
2023	$6,830.00 (+3.86%)	$143,707 (+32.79%) Land $29,348 Building $114,359	$410,590 Land $83,850 Building $326,740
2022	$6,576.00 Homeowner's exemption	$108,224 Land $29,050 Building $79,174
2020			$309,210 Land $83,000 Building $226,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7749 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (1989–2020)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Mar 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7749 Chance Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20