7736 Chance Dr, Cleves, OH 45002 Property Records

Hamilton County property record for 7736 Chance Dr, Cleves, OH 45002

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,852 sqft · built 2005
Lot Size	0.581 acres (25,313 sqft)
Owner	2 Owner Names on File
Last Sale	$437,400 (Oct 2005)
Tax Bill	$10,203 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`570-0010-0241-00`

Property Details

APN / Parcel Number

Primary APN	`570-0010-0241-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,852 sqft Living Area
1st Floor Area	1,979 sqft
2nd Floor Area	873 sqft
Basement Area	1,949 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	25,313 sqft (0.581 acres)
Garage Type	Attached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	60 sqft
Patio Area	778 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7736 CHANCE DR
City	CLEVES
State	OH
Zip	45002-8615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHANCE DR0.5811 AC LOT 76 WHISPERINGFARMS PUD SUB BLK A
Legal Subdivision	WHISPERING FARMS PUD SUB
Legal Block	A
Legal Lot Number	76
Jurisdiction	HAMILTON OH
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1002
Census Tract	20403

Owner

The current owner of 7736 Chance Dr bought it in October 2005.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	7736 CHANCE DR, CLEVES, OH 45002-8615
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2005 · Amount on File
Deed Sale	Oct 17, 2005 · Amount on File
Prior Sale	Mar 18, 2005 · Amount on File
Deed Document Number	05-176292
Deed Book / Page	10068 / 00460
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7736 CHANCE DR, CLEVES, OH 45002-8615
Document Number	0000121147
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7736 CHANCE DR CLEVES OH 450028615, CLEVES, OH 45002-8615

Mortgage

Document Number	0000121147
Date	Nov 17, 2020
Book Page	014297/001815
Instrument	121147

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 16, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7736 Chance Dr was $10,203, up 12.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Miami Township
Unified School District	Three Rivers Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,203.00 (+12.45%)	$192,133 (-) Land $29,348 Building $162,785
2024	$9,073.00 (-0.1%)	$192,133 (-) Land $29,348 Building $162,785
2023	$9,082.00 (+10.96%)	$192,133 (+42.03%) Land $29,348 Building $162,785	$548,950 Land $83,850 Building $465,100
2022	$8,185.00 Homeowner's exemption	$135,275 Land $22,575 Building $112,700
2020			$386,500 Land $64,500 Building $322,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7736 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	22 (1989–2020)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Mar 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7736 Chance Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20