Hamilton County property record for 7724 Chance Dr, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,259 sqft · built 2014 |
| Lot Size | 0.553 acres (24,115 sqft) |
| Owner | Individual Name on File |
| Last Sale | $593,750 (Aug 2025) |
| Tax Bill | $8,769 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0010-0242-00 |
| Primary APN | 570-0010-0242-00 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,259 sqft Living Area |
| 1st Floor Area | 2,259 sqft |
| Basement Area | 2,294 sqft |
| Finished Basement | 1,535 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 24,115 sqft (0.553 acres) |
| Garage Type | Attached |
| Garage Area | 712 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7724 CHANCE DR |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-8615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHANCE DR0.5536 AC LOT 77 WHISPERINGFARMS PUD SUB BLK A |
| Legal Subdivision | WHISPERING FARMS PUD SUB |
| Legal Block | A |
| Legal Lot Number | 77 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20403 |
7724 Chance Dr is owned and occupied by an individual who bought it in August 2025.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7724 CHANCE DR, CLEVES, OH 45002-8615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 7, 2021 | Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2025 · Amount on File |
| Deed Sale | Aug 20, 2025 · Amount on File |
| Prior Sale | Oct 22, 2013 · Amount on File |
| Deed Document Number | 0000063145 |
| Deed Book / Page | 15483 / 357 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7724 CHANCE DR, CLEVES, OH 45002-8615 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7724 CHANCE DR, CLEVES, OH 45002-8615 |
| Document Number | 0000002407 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 14329/1318 |
| Instrument | 2021-0002407 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Dec 16, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 7724 CHANCE DR, CLEVES, OH 45002-8615 |
| Document Number | 0000061457 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7724 CHANCE DR CLEVES OH 450028615, CLEVES, OH 45002-8615 |
| Document Number | 0000061457 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 014198/002920 |
| Instrument | 61457 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 25, 2040 |
The 2025 property tax bill for 7724 Chance Dr was $8,769, up 12.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,769.00 (+12.63%) | $167,297 (-) Land $29,348 Building $137,949 | |
| 2024 | $7,786.00 (-0.15%) | $167,297 (-) Land $29,348 Building $137,949 | |
| 2023 | $7,798.00 (+5.54%) | $167,297 (+34.87%) Land $29,348 Building $137,949 | $477,990 Land $83,850 Building $394,140 |
| 2022 | $7,389.00 Homeowner's exemption | $124,044 Land $22,575 Building $101,469 | |
| 2020 | $354,410 Land $64,500 Building $289,910 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7724 Chance Dr in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 22 (1989–2020) |
| Claims Outside the SFHA | 5 of 22 |
| Most Recent Claim | Mar 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7724 Chance Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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